Page 12 - Cover Letter and Evaluation for Kirk Schmidt
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.


                           Plan Name     Medigap Plan F    Medigap Plan G     Medigap Plan N     Medigap Plan L



                   Toll-Free Number           NA                 NA                NA                 NA
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see
                   your physician(s)?         Yes                Yes               Yes                Yes



              How large is the plan's    You can see any   You can see any    You can see any   You can see any
                                                                               provider who
                                                                                                 provider who
                                          provider who
                                                            provider who
                   provider network?    accepts Medicare  accepts Medicare   accepts Medicare  accepts Medicare
            Do you need referrals to
                      see specialists?         No                No                 No                No


                                                                                               25% of the Part A
           What is the potential cost      No cost for       No cost for        No cost for      deductible of
                   of a hospital stay?  Medicare-covered  Medicare-covered  Medicare-covered    $1,316 (you pay
                                        hospital services  hospital services  hospital services
                                                                                                     $329)


                                        Excellent. It does   Excellent. It does   Excellent. It does  Very good. $2,560
               How good is the plan's  not have an out-of- not have an out-of- not have an out-of- out-of-pocket limit
              catastrophic coverage?      pocket limit,      pocket limit,     pocket limit,    for services the
                                             though            though             though          plan covers


                What are Medicare's     Medigap policies   Medigap policies   Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   are not rated by   are not rated by
                                           Medicare           Medicare           Medicare          Medicare

                               Benefits for services not covered by Medicare


                  Routine dental care     Not covered        Not covered       Not covered        Not covered



                  Routine vision care     Not covered        Not covered       Not covered        Not covered


                                           After $250        After $250         After $250
                                       deductible, 80% of  deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                                              Not covered
                                         costs ($50,000     costs ($50,000    costs ($50,000
                                          lifetime limit)   lifetime limit)    lifetime limit)


                                                            2
   7   8   9   10   11   12   13   14   15   16   17