Page 13 - Cover Letter and Evaluation for Gary Janke
P. 13

Plans that appear to meet your criteria (cont'd)




                                                                             Blue Advantage   Blue Advantage Ruby
                          Plan name    Medigap Plan G     Medigap Plan N
                                                                             Garnet PPO Plan       PPO Plan

                 Toll-Free Number            NA                 NA           (800) 292-5146     (800) 292-5146

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2018 standard Part B
                 premium of $134 a         $1,608             $1,608             $1,608             $1,608

                            month*

                 Health plan annual
                 premiums  (Medigap        $1,500             $1,275               $0                $560
               premiums are estimates)

                              Total        $3,108             $2,883             $1,608             $2,168

                            Minimum costs for Medicare-covered services

            Total medical premiums         $3,108             $2,883             $1,608             $2,168
                         (from above)

             Plan health deductible
           (includes Part B deductible if   $183               $183                $0                 $0
                 not covered by plan**)

              Annual Rx costs, mail

                    order  (premiums,      $1,400             $1,400              $903              $1,480
                  deductibles, co-pays)
              Total Minimum Costs
           (includes cost-sharing for the   $4,691            $4,466             $2,511             $3,648
                 Rx drugs you now take)
                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary
                Care Co-Pays                                                      $10                $15
                                        No co-pays for     You pay 5% of
           In-Network Specialist      Medicare-covered  Medicare approved
                   Co-Pays                services            amount              $35                $35
              Out-of-Network
                   Co-Pays                                                     50% of cost        50% of cost
          *This is 2018 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2018 is $183.


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