Page 17 - Cover Letter and Mediicae Evaluation for Mr. Bruno V. Manno
P. 17

Comprehensive Benefits                    Comprehensive Benefits with Higher Cost-Sharing


                                                            F
               C          D           F          G         (High        K          L          M           N
                                                         Deductible)

            $2,350      $2,300      $2,400     $2,200      $825       $975       $1,750      $2,000     $1,800

             99.7%      97.1%      100.0%      97.3%      43.5%       53.5%      72.6%       84.2%      71.5%
                                                Co-Payments and Cost-Sharing

                                                                     You pay     You pay
                                                                     nothing     nothing


                                                                   You pay $88  You pay $44   You pay
                        You pay               You pay                 a day       a day     nothing    You pay
                        nothing                nothing   After you                                      nothing
                                                         have paid   You pay 2.5%   You pay
            You pay                                      the plan's   & $2.50    1.25% &
            nothing                                       $2,340                  $1.25
                                                        deductible,                         You pay
                                   You pay                you will   You pay $704 You pay $352  $704
                                   nothing                have no
                     You pay $198             You pay   further cost-  You pay $198 You pay $198  You pay   You pay
                                                $198     sharing for                         $198        $198
                                                         Medicare-  You pay 10%  You pay 5% of        Only costs are
                        You pay                           covered   of Medicare-  Medicare-  You pay   $20 for doctor's
                        nothing                          services.   approved   approved    nothing  office visits; $50
                                                                     amount      amount               for an ER visit
                                              You pay
                                               nothing

          Not covered Not covered                                  Not covered Not covered Not covered Not covered






             Some        Some       Some       Some        Some                              Some       Some
           coverage*   coverage*  coverage*  coverage*   coverage*  Not covered Not covered  coverage*  coverage*



            You pay     You pay    You pay    You pay     You pay   You pay 10%  You pay 5%   You pay   You pay
            nothing     nothing    nothing     nothing    nothing     of cost    of cost    nothing     nothing
                             2020 high-deductible amount =  $2,340


                                              2020 Out-of-Pocket Limit  $5,880   $2,940


          *** Out-of-pocket limits do not include plan premiums. Nor do they apply to services that are not covered. In Plans K and L, for example,
          the Part B deductible is not covered. Thus any money you spend for the Part B deductible does not count toward the OOP limit.




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