Page 13 - Cover Letter and Evaluation for Anne Ellzey
P. 13

Plans that appear to meet your criteria (cont'd)



                         Plan name     Medigap Plan F     Medigap Plan G     Medigap Plan N     Medigap Plan L


                 Toll-Free Number           NA                 NA                 NA                 NA

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
             2018 standard Part B

                premium of $109 a          $1,308             $1,308             $1,308             $1,308
                            month*

                 Health plan annual
                 premiums  (Medigap        $1,750             $1,550             $1,150             $1,025
               premiums are estimates)

                              Total        $3,058             $2,858             $2,458             $2,333

                            Minimum costs for Medicare-covered services


           Total medical premiums
                         (from above)      $3,058             $2,858             $2,458             $2,333

             Plan health deductible

           (includes Part B deductible if    $0               $183               $183                $183
                 not covered by plan**)

            Annual Rx costs, retail
                   refills  (premiums,     $4,217             $4,217             $4,217             $4,217
                  deductibles, co-pays)
             Total Minimum Costs

           (includes cost-sharing for the   $7,275            $7,258             $6,858             $6,733
                 Rx drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                                                  up to $20 for
                                                          No co-pays for
                                       No co-pays for
           In-Network Specialist      Medicare-covered  Medicare-covered   Medicare-approved   5% of Medicare-
                                                                            doctor's visit; $50
                   Co-Pays                services           services        for emergency      approved cost
              Out-of-Network                                                   room visit

                   Co-Pays

          *This is 2018 Part B premium for new enrollees who are already receiving Social Security benefits. Higher income
          people may pay more. **Part B deductible is $183.



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