Page 7 - Cover Letter and Evaluation for Anne Ellzey

Comparisons of 13-month costs

If you enroll now in the Aetna Medicare Rx Saver plan and remain in this plan for next 13 months. Costs
assume you will get all of your Rx drugs refilled in December

December 2017 + 2018 = 13-month costs

Monthly refills $956 $4,217 $5,173

Mail-order refills* $1,972 $4,401 $6,373
Minus est. remaining value of two months supply** ($734)

= True 13-month cost of mail-order refills $5,639
*You will get your first mail-order refill in December 2017. Your 2018 refills will be in
March, June, September and December, which will leave you two months' supply of
drugs going into 2019.

** Avg. 2018 monthly cost for mail-order refills is $367. Multiplying by two months
equals $734 value.

Enroll now in the Blue Cross MedicareRx Plus Plan and get mail-order refills for all of your Rx drugs. Then during
December, switch to Aetna Medicare Rx Saver plan for 2018.

13-month costs using
December 2017 + 2018 =
combo approach

Blue Cross MedicareRx Plus Plan $609
mail-order refills
Aetna MedicareRx Saver plan
costs for retail refills for last 10 $4,062 $4,671
months of 2018.

Aetna MedicareRx Saver plan
costs for mail-order refills for last
10 months of 2018 + two months $3,667 $4,276
premiums minus remaining value
of two-months supply

$3,667 = $4,401 annual cost for mail-order refills
minus $734 in remaining value of two-months
supply of Rx drugs