Page 10 - Cover Letter and Evaluation for Barbara Lesswing

Plans that appear to meet your criteria

These four plans are compared on this page and the following page.

Independent Health Independent Health
Plan Name Medigap Plan G
Your current plan Encompass 65 Basic HMO Encompass 65 HMO

Toll-Free Number (800) 665-1502 (800) 665-1502 NA
QuaSection Heading How do these plans compare?
lity ratings from

Can you continue to see
your physician(s)? Yes Yes, but verify Yes

How large is the plan's More than 3,000 More than 3,000 You are covered when you
provider network? providers providers go to any doctor who
accepts Medicare

Do you need referrals to
see specialists? Yes Yes No

What is the potential cost $225 a day for days 1-6; 0 $275 a day for days 1-6; 0 Nothing once the Part B
of a hospital stay? for days 7-90. for days 7-90. deductible has been paid

Excellent. There is no out-
How good is the plan's Below average. $6,700 for Very good. $3,400 for of-pocket limit but the
catastrophic coverage? network services network services coverage is very
comprehensive.

What are Medicare's Medicare does not rate
ratings for this plan? 4.5 stars 4.5 stars Medigap policies

Benefits for services not covered by Medicare

Routine dental care Limited dental benefits Limited dental benefits Not covered

Routine vision care Some vision benefits Some vision benefits Not covered

80% of cost of foreign
travel emergencies after
Foreign travel emergencies Not covered Not covered
$250 deductible; $50,000
lifetime limit

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