Page 4 - Cover letter and appendices for Michael D Johnson
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Mr. Johnson, after you know when your Medigap + stand-alone drug plan coverage will start
(November 1 or December 1), please let me know. If it won’t start until December 1, I will look
for the lowest-cost drug plan for the month of December and check again to see if there’s a way
to avoid switching drug plans for the 2020 plan year. Also, please let me know if you have
questions or would like additional information.
Sincerely,
David Armes, CFP®
Appendices
WDA:12115
4