Page 262 - Agriculture Policy Wording Binder

7. damage for which provision is made in terms of the guarantee or warranty issued by the manufacturers of any electrical stove;
PROVIDED FURTHER THAT:
1. General Condition 33 – Average shall not be applicable;
2. the Liability of the Company in respect of any one occurrence shall not exceed R10 000 (ten thousand rand).
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided;
3. the Company shall not be liable for the first R500 (five hundred rand) in respect of each and every occurrence.
Mobility
In the event of bodily injury, caused by a violent act of theft, attempted theft, hold up, hijacking or fire, to the Insured or member of the Insured's family normally residing with the Insured, while in the dwelling or its ground and as a direct result of the incident permanently dependent on a wheelchair for mobility, the Company will pay the Insured for costs reasonably and necessarily incurred for:
1. a self-propelled wheelchair; and/or
2. alterations to the insured private residence at the risk address stated in the Schedule, to facilitate the use of such wheelchair;
PROVIDED THAT:
the Company’s liability for both this Section as well as any other Section where this extension of cover may apply, will not exceed R20 000 (twenty thousand rand) in respect of any one occurrence.
Mortgagee
The interest of any mortgagee in the insurance under this Section shall not be prejudiced by any act or omission on the part of the mortgagor without the mortgagee’s knowledge. The mortgagee shall, however, inform the Company as soon as any such act or omission comes to his knowledge and shall be responsible for any additional premium payable from the date any increased hazard shall, in terms of this clause, be assumed by the Company.
Motors and pumping equipment
The Company will pay, replace or repair for sudden accidental loss of or damage to fixed machinery for domestic use only, of swimming pools, jacuzzi’s, boreholes (excluding windmills) spray irrigation systems, filtration equipment, electrical air conditioners, solar heating systems (fixed to the building (s) or otherwise), water-pumping machinery, electronic gate motors, garage door machinery or burglar alarm systems by an insured peril;
PROVIDED THAT:
1. the Company shall not be liable to pay more than R10 000 (ten thousand rand) or the amount stated in the Schedule any one event;
2. the Insured shall be responsible for the first 10% (ten percent) of the claim with a minimum of R500 (five hundred rand) for each claim;
3. the
3.1 3.2 3.3 3.4 3.5
3.6 3.7
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Company shall not be liable to compensate for:
automatic pool cleaners;
loss or damage as a result of wear and tear;
wear and tear;
gradual deterioration;
loss or damage directly or indirectly caused by rust, or consequent upon the outflow of water from any container, subsidence landslip or the collapse of any building;
misapplication of tools or equipment, experiments, wilful overloading or the introduction of abnormal conditions;
damage arising out of hydraulic testing or which is discovered during routine examination;
Policy Wording – Agriculture – Binder – Version 2 2023
Houseowners