Page 263 - Agriculture Policy Wording Binder

Houseowners
3.8 damage as a result of inherent vice and latent defects which were known to the Insured or his responsible employees at the time of the acceptance of this insurance and not revealed to the Company;
3.9 repair or replacement:
3.9.1 due to wearing away or wasting of the material of the plant, slowly developing deformation or distortion or other gradual deterioration of any part of the plant, failure of connections or joints, faulty design, workmanship or material;
3.9.2 of fuses or electrical contacts at which sparking or arcing occurs, heating elements, collecting brushes, trailing wires, valves, dies, springs, clutch plates, piston rings, gaskets, seals, exchangeable or expendable parts such as bits, drills, cutters, knives, blades, chains, belts, jointing or packing materials or fittings such as fusible plugs, shear pins, safety links and parts not made of metal (except insulation of electrical conductors) transformer oil or switch oil or refrigerant;
3.10 any claim provided for in terms of the guarantee or warranty issued by the manufacturer of the afore- mentioned machinery or provided for in terms of a service contract in respect of such machinery;
3.11 loss or damaged to domestic borehole pumps and electrical motors which are situated below the normal flood line levels of rivers and streams.
Municipal plans scrutiny fee
The insurance under this Section includes municipal plans scrutiny fees;
PROVIDED THAT:
the total amount recoverable under any item shall not exceed the sum insured on the property insured so affected.
Professional cleaning services
We will pay for a professional organisation to clean the insured buildings, if it has been soiled or stained during an assault on the insured by a third party other than the insured’s family;
PROVIDED THAT:
the Liability of the Company in respect of any one occurrence shall not exceed R5 000 (five thousand rand).
Public authorities’ requirements
The insurance under this Section includes such additional cost of repairing or rebuilding the damaged property incurred solely by reason of the necessity to comply with building or other regulations under, or framed in pursuance of, any act of parliament or ordinance of any provincial, municipal or other local authority;
PROVIDED THAT:
1. the amount recoverable under this Clause shall not include:
1.1 the cost incurred in complying with any of the aforesaid regulations:
1.1.1 in respect of damage occurring prior to granting of this Clause;
1.1.2 in respect of damage not insured by this Section;
1.1.3 under which notice has been served upon the Insured prior to the happening of the damage;
1.1.4 in respect of undamaged property or undamaged portions of property other than foundations (unless foundations are specifically excluded from this insurance) of that portion damaged;
1.2 the additional cost that would have been required to make good the property damaged to a condition equal to its condition when new had the necessity to comply with any of the aforesaid regulations not arisen;
1.3 the amount of any rate, tax, duty, development or other charge or assessment arising from capital appreciation which may be payable in respect of the property or by the owner thereof by reason of compliance with any of the aforesaid regulations;
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 261