Page 279 - Agriculture Policy Wording Binder

Householders
3.10 any claim provided for in terms of the guarantee or warranty issued by the manufacturer of the afore- mentioned machinery or provided for in terms of a service contract in respect of such machinery;
3.11 loss or damaged to domestic borehole pumps and electrical motors which are situated below the normal flood line levels of rivers and streams.
New and additional premises
If the Insured occupies a private dwelling other than those situated as stated in the Schedule in the Republic of South Africa, Namibia, Botswana, Lesotho, Eswatini (formerly Swaziland), Zimbabwe, Zambia, Malawi and Mozambique, the insurance by this Section shall apply as though such private dwelling were a private dwelling within the meaning of this Section;
PROVIDED THAT:
1. the Insured shall, within a reasonable time of taking occupation, advise the Company thereof and pay additional premium calculated pro-rata from the time of taking occupation until the end of the then current period of insurance;
2. this Clause shall not apply to any loss if and so far as the same is otherwise insured.
Personal documents
Following an insured event, the Company will pay for the cost of any materials and labour necessary to reinstate or obtain duplicates of your personal documents up to R10 000 (ten thousand rand) any one claim.
Professional cleaning services
The Company will pay for a professional organisation to clean the insured buildings, if it has been soiled or stained during an assault on the insured by a third party other than the insured’s family;
PROVIDED THAT:
the Liability of the Company in respect of any one occurrence shall not exceed R5 000 (five thousand rand).
Removal of contents
The Company will cover damage caused by fire, collision or the overturning of the conveying vehicle, when the insured contents are being moved by professional removers during a permanent change of address, or whilst in transit to or from any bank, safe deposit or furniture depository;
PROVIDED THAT:
cover for accidental damage is excluded unless the insured have requested the Company to provide accidental damage (extended cover).
Removal of debris
The insurance under this Section is extended to include such reasonable costs and expenses as may be necessarily incurred by the Insured in respect of the removal of debris following loss of or damage to the insured property by any peril hereby insured against;
PROVIDED THAT:
the liability of the Company for such loss or damage and costs and expenses shall not exceed R20 000 (twenty thousand rand).
The Company will not pay for any costs or expenses:
1. incurred in removing debris except from the site of such property destroyed or damaged and the area immediately adjacent to such site;
2. arising from pollution or contamination of property not insured by this Policy/Section.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 277