Page 278 - Agriculture Policy Wording Binder

3. the
Company shall not be liable to compensate for:
3.1 automatic pool cleaners;
3.2 loss or damage as a result of wear and tear;
3.3 wear and tear;
3.4 gradual deterioration;
3.5 loss or damage directly or indirectly caused by rust, or consequent upon the outflow of water from any container, subsidence landslip or the collapse of any building;
3.6 misapplication of tools or equipment, experiments, wilful overloading or the introduction of abnormal conditions;
3.7 damage arising out of hydraulic testing or which is discovered during routine examination;
3.8 damage as a result of inherent vice and latent defects which were known to the Insured or his responsible employees at the time of the acceptance of this insurance and not revealed to the Company;
3.9 repair or replacement:
3.9.1 due to wearing away or wasting of the material of the plant, slowly developing deformation or distortion or other gradual deterioration of any part of the plant, failure of connections or joints, faulty design, workmanship or material;
3.9.2 of fuses or electrical contacts at which sparking or arcing occurs, heating elements, collecting brushes, trailing wires, valves, dies, springs, clutch plates, piston rings, gaskets, seals, exchangeable or expendable parts such as bits, drills, cutters, knives, blades, chains, belts, jointing or packing materials or fittings such as fusible plugs, shear pins, safety links and parts not made of metal (except insulation of electrical conductors) transformer oil or switch oil or refrigerant;
Householders
1. a self-propelled wheelchair; and/or
2. alterations to the insured private residence at the risk address stated in the Schedule, to facilitate the use of such wheelchair;
PROVIDED THAT:
the Company’s liability for both this Section as well as any other Section where this extension of cover may apply, will not exceed R20 000 (twenty thousand rand) in respect of any one occurrence.
Money
The Company will pay for loss of money or negotiable instruments, provided there are visible signs of violent and forced entry to or exit from the insured premises;
PROVIDED THAT:
1. the Liability of the Company in respect of money not contained in a locked safe shall be limited to R1 000 (one thousand rand) any one occurrence;
2. the Liability of the Company in respect of money contained in a locked safe shall be limited to R5 000 (five thousand rand) any one occurrence and the Insured shall be responsible to pay the first R500 (five hundred rand) of each and every claim.
Motors and pumping equipment
The Company will pay, replace or repair for sudden accidental loss of or damage to fixed machinery for domestic use only, of swimming pools and filtration equipment, by an insured peril;
PROVIDED THAT:
1. the Company shall not be liable to pay more than R10 000 (ten thousand rand).
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided;
2. the Insured shall be responsible for the first 10% (ten percent) of the claim with a minimum of R500 (five hundred rand) for each claim;
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Policy Wording – Agriculture – Binder – Version 2 2023