Page 45 - Hollard - Private Portfolio Policy Wording

Buildings
The speci c responsibili es below are so strict that they are actually guarantees on your part and you must ensure that you comply with the requirements at all mes during the currency of your policy. If you do not comply with a speci c responsibility we may reject your claim.
Have these minimum security measures
We do not cover you for the unless you comply with the minimum security measures set out below.
You must have the minimum security measures in place on your buildings at all mes, if stated in the Schedule, fully maintained and in working order at all mes:
Fit burglar bars and security gates to your buildings (private home and outbuildings)
○ all opening windows, louvres and skylights must be protected by burglar bars
○ security gates must be ed to all exi ng doors, and must be locked when your buildings are le unoccupied.
OR
Fit an alarm system to your building (private home and outbuildings)
○ the alarm must be linked to a 24-hour armed-response service
○ the alarm must be working properly
○ it must be ac vated when your buildings are le unoccupied
○ you must change the generic code to your own unique code.
Note that your alarm system may be required to include a linked electric fence or outside alarm beams.
If you are unsure of which security requirement applies, please check your Schedule.
If you live in a high-security complex
We do not cover you for the unless you comply with the minimum security measures set out below.
If your home is listed in the Schedule as being in a high-security complex, then you must ensure that the following security measures are in place at the complex at all mes, fully maintained and in working order:
○ 24-hour access control to the complex
○ a perimeter wall (minimum 1.8 metres high) with electric fencing, alarmed and linked to either a 24-hour
armed-response service or the guardhouse
○ when your premises in the complex are le unoccupied:
– all windows must be closed and
– all doors leading outside must be locked.
You must advise us immediately if any of the above requirements are not in place and we will then have the right to suspend the cover or apply new terms and condi ons. You have no cover for the if the requirements are not complied with.
Hollard Private Por olio 43