Page 46 - Hollard - Private Portfolio Policy Wording

Buildings
In addi on, the following security measures may also apply to your building if stated in the Schedule:
○ all opening windows, louvres and skylights must be protected by burglar bars
○ security gates must be ed to all exi ng doors, and must be locked when your building is le unoccupied
○ an alarm system must be installed that complies with the following requirements:
– the alarm must be linked to a 24-hour armed-response service
– the alarm must be working properly
– it must be ac vated when your buildings in the complex are le unoccupied
– you must change the generic code to your own unique code.
If you are unsure of which security requirement applies, please check your Schedule.
All non-standard construc on buildings
Your buildings of non-standard construc on are covered for loss or damage caused by re, only if you comply with the following condi ons:
○
Surge and re protec on
– you must install surge protec on (LPS) equipment in accordance with Na onal Building Regula ons (SANS speci ca on)
– it must be installed by a person (LPS installer) who is competent to install, construct and test the LPS for compliance with the requirements
– you must also be in possession of an installa on safety report issued by the designer or installer of the LPS
– it must be serviced at least once every 3 years by a LPS installer and you must supply us, in the form of a maintenance cer cate, with wri en proof of this if required by us
– you must install at least a 5 kg CO2 re ex nguisher in every kitchen or cooking area and on every oor or lo if the building is higher than one storey
– the re ex nguishers must be maintained and serviced at least once a year. OR
○
Lightning conductors and re protec on
If a lightning conductor is installed it must comply with the following requirements:
– – –
the lightning conductor must be of adequate height to protect the building at a minimum angle of 45˚ from the top of the building to ground level
where chimneys or gables are not protected a peripheral conductor must be installed around or along them and the conductor must be appropriately earthed
the lightning conductor must be appropriately earthed to an electrode
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Hollard Private Por olio