Page 14 - Hollard Namibia – Motor & Household Policy Wording
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Understanding your policy
Other points to note
Sum insured will not be reduced
This point is applicable to the following sections of this policy: Household Contents, Buildings and All Risks (unspecified items). The sum insured will not be reduced after we have compensated you for a claim. We may, however, require you to pay an additional premium from the date of loss to the next renewal date.
Namibian law applies
This policy is subject to Namibian law. Only Namibian courts may deal with disputes in respect of this policy.
Keeping within the law
If any of the terms or conditions of this policy are in breach of existing legislation, they will not be enforced and the law of the country will apply.
How claiming affects your premium
If you have claimed your premium may be increased.
We may survey your home
We may ask a surveyor to survey your home at any time. Based on the outcome of this survey, we may do one of the following:
o change the terms, conditions and “what we do not cover”;
o cancel your insurance;
o cancel your insurance from the start of the contract, if you have not given us accurate information.
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