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%u25a0%u25a0%u25a0uiftmoounun ruumnug iH o m e I m p r o v e m e n t L o a n !MAIL' II the loan runs lo maturity, the finance charge will be as outlined above. However, if the loan is satisfied prior to its maturity date, interest will only be charged to date of satisfactionExamples of Loan Amountsand PaymentsMinim um Monthly Paym ents %u2014$25Borrow up to $10,000 -up to 10 years to repayNow you can remodel, renovate, repair.,,now you can have that new kitchen or bath (or both!), new carpeting, appliances, color TV, furniture, you name it- w ith a low -cost Williamsburgh Four-most Home Improvement and Home Furnishings Loan. Act soon and get a cash bonus!From now to October 31, 1978 you can get a cash bonus from $10 to $100, depending on the amount of your loan. Plus life insurance on the unpaid balance of your loan at no extra cost, up to age 65.1 YEARAmount of LoanFinanceChargeTotalPaymentsMonthlyPayments$ 500 1,000 2,000$ 26.08 52.16 104.32$ 526.08 1.052.16 2,104.32$ 43.84 87 68 175.36ANNUAL PERCENTAGE RATE 9 50%5 YEARSAmount of LoanFinanceCharge1TotalPaymentsMonthlyPayments$ 2,000 5,000 10,000$ 653.80 1,635.40 3,270.80$ 2,653.80 6,635.40 13,270.80$ 44.23 110,59 221.18ANNUAL PERCENTAGE RATE 11.75%10 YEARSAmount of LoanFinanceCharge*TotalPaymentsMonthlyPaymentsS 3,000 5,000 10,000$2,164.803,607.607,216.40$ 5,164 80 8,607.60 17,216.40$ 43.04 71.73 143.47ANNUAL PERCENTAGE RATE 12.00%%u201c I got a beautiful new kitchen -a n d a $50 cash bonus!%u201dYOUR CASH BONUS CHARTLoan Amount Bonus Check Loan Amount Bonus CheckS 1,000 $10 $ 6,000 $ 60$2,000 $20 $ 7,000 $ 70$3,000 $30 $ 8,000 $ 80$4,000 $40 $ 9,000 $ 90$5,000 $50 $10,000 $100Loan amount need not be in multiples of $1.000.I Consum er Loan Dept. PH 21 .| The Williamsburgh Savings Bank gI One Hanson Place, Brooklyn, New York 11243| I am interested in a Williamsburgh Home Improvement Loan-and a cash %u25a0I bonus Please send me a Home Improvement Loan application,| Name %u25a0| Address |I City, State, Zip 1Telephone (212)636-7300 %u2022SAVINGS Incorporated 1851 %u2022 Member FDICNassau Offices: Hempstead Tpke. at Center Lane, Levittown %u2022 682 Dogwood Ave., Franklin Square %u2022 Suffolk Offices: Walt Whitman Shopping Center, 200-7 Walt Whitman Rd.. Rt. 110, Huntington Station %u2022 Pathmark Shopping Center, 5880 Jericho Turnpike Commack %u2022 Queens Offices: 95-01 63rd Drive at Saunders Street, Rego Park; 136-65 Roosevelt Ave,, Flushing; 107-15 Continental Ave,, Forest Hills %u2022 Manhattan Offices: Wall Street Office; 74 Wall Street at Pearl; Yorkville Office; 345 East 86th Street %u2022 Brooklyn Offices: Central Office: 1 Hanson Place at Flatbush Ave,; Williamsburgh Office: 175 Broadway at Driggs Ave.; Bensonhurst Office 86th St. and 23rd Ave.; Starrett City Office: Pennsylvania Ave. cor. Twin Pines Drive. EQUAL HOUSINGLENDER

