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Carroll Gardens Horse Drawn Carts, Friendly Merchants; u m i n i i p . .and weeding the garden.Carroll Cardens is in many ways a small village in the midst of a city. There is a strong ethnic influence that's reflected in the festivals and block parties. One hears Italian spoken almost asoften as English. There%u2019s the friendly merchants and the horsedrawn flower cart) that makes regular rounds. Many of our neighbors have lived here as long as 50 years. It sometimes takes a while for \were (we%u2019ve lived here seven years now) to get accepted, hut the neighborliness is worth waiting for. It sure beats the anonymity that New York City is noted for.East Flatbush Remains a Small Town Within a Town( O N I I N I f |) .Dutch Reform Church, first built in 1655 by order of Governor Pieter Stuyvesant; Pieter Claesen Wyckoff House built in 1652, the eldest house in New York State and me of the earliest wood buildings n the United States; Erasmus Hall Vluseunt built as a boarding school %u2019V the Dutch in 1756; and thePlaza has a certain flair.It%u2019s got Prospect Park and people who will talk to the trees therein, plus P.S. 321, one of the best integrated elementary schools in the city, not to mention reasonable restaurants, super Italian sausagesengineering and library science, and St. Joseph%u2019s College, a private liberal arts college, Clinton Hill has much of the vigor and variety of a university town. There are movies, plays art exhibits, free choral and symphony programs, and extension courses for adults and children. Pratt%u2019s 18 acre campus provides welcome green space, and its tennis courts are open to theFlatbush Reform Church built in 1848, and one of the three oldest church establishm ents in the United States. 1 was also very happy to learn that in 1874 the then residents of East Flatbush fought vigorously for twenty years to keep their village separate from the rapidly growing City of Brooklyn.The inevitable annexation with the rest of Brooklyn, and later incorporation with the City of New York was achieved. East Flatbush, for us, remains truly a small town within a town and is indeed \place to live.%u201dThat feeling of friendly chauvinism, coupled with the determination to improve on an already good thing, makes Park Slope one of the best places to hang your hat today. And it%u2019s gonna be even better tomorrow.Options abound and good housing is plentifully available. Rents and maintenance costs are still low and apartments and co-ops are well laid out and spacious. For potential homeowners, there are small houses, large houses; frame houses, stone houses; detached houses and row houses.Park Slope%u2019s Got Something Nowhere Else DoesClinton Hill Abounds With Culture, GraceO N ! INI I I) %u2019and New York%u2019s #1 chocolate chip cookie.Of course the best thing about Park Slope is the people. They%u2019re the sort who take on the banks and the government bureaucracies and fight to make the city liveable.community for a small fee.The activity spawned by these institutions has given the area a long-term stability not found in most Brooklyn brownstone neighborhoods. Many of the old families remained and renovators live side by side with people who have been here all their lives.Living styles in Clinton Hill are as varied as the architecture.\h as m o r tg a g e m o n e yf o r y o u !%u201d...fo r o w n e r/o c c u p a n ts o f o n eto fo u r fa m ily h o m e s .Your Anchor Banker has mortgage money to lend to all qualified home borrowers. Come see us now if you own and occupy a 1,2, 3 or 4 family dwellingand need mortgage money.Visit any of Anchor Savings Bank%u2019s 21 offices and talk to one of our loanspecialists about a Mortgage or Property Improvement Loan. You%u2019ll find ourrates are competitive. Other types of residential mortgages are also available.After the necessary credit requirements are approved, your application willbe processed quickly. You may also include low cost Group Mortgage Insurance, up to $40,000, to protect your family. Anchor will handle all thedetails for you.Furthermore, if we elect to decline the application, we will give the reason forsuch rejection in writing. But it does not end there . . . the applicant will thenbe directed to the Savings Bank s Mortgage Review Fund, made up of threebankers and three public members appointed by the governor.Yes, mortgage money is available at Anchor Savings Bank. Visit any officeor phone us at (212) 439-7300. When it comes to your mortgage needs, YourAnchor Banker... Understands!He supplies last.&FQU%u00bb. sB ro o k ly n : 5323 5th A ve., 11220 %u25a0 13th Ave. a t 48th St., 11219 %u25a0 726 G ra n d St., 11211 1240 L ib e rty Ave., 11208 %u25a0 2401 R a lp h Ave., 11234 %u25a0 250 B rig h to n B e a ch Ave., 11235O th e r O ffice s in M a n h a tta n / B ronx / S tate n Is lan d / Long Island / R o ck lan d / W e s tc h e s te r----------------------------------------------------------------------------------------------- J1*********#****#**#**B e c o m e A F r i e n dO f T h e F i n e s tN a t u r a l L a n d s c a p eG a r d e nI n A m e r i c a :P R O S P E C T P A R KFor information, write to: Friends of Prospect Park 9 4 Park Place Brooklyn, N.Y. 11217**4L**#******####*#**** * * * * * * * * * * * * * * * * * * * * * * * * * * * * *ANTIQUES & RESTORATIONFINE FURNITURE REPAIRfS P fa ite S P fo & e J '%u25a0/%u2018u itu /u A e .for estimates: 78 Bond St.852-1122 Bklyn., N.Y. 11217$25=SQUASHFULLYEARMEMBERSHIPSNOW AVAILABLE*THEBROAD STREETSQUASH CLUB9 A IR C O N D IT IO N E D C O U R T S ,M E N 'S A N D W O M E N 'S S A U N A S , C H IL D C A R E A V A IL A B L E ,L O W O F F -P E A K C O U R T FE ES E V E N IN G S & W E E K E N D S%u2019 $26,00 WIT FI 1 HIS ADVERTISEMENTO N E N E W Y O R K P L A Z A N E W Y O R K N Y 10004 T E L E P H O N E 248-5255Q . W h at is a brow nstone?j \\ t Just as an egg creme has no egg in it, and%u201cSouth Brooklyn%u201d (where you are now) isreally Northwest Brooklyn (check yourmap), %u201c Brownstone%u201d misleads more thanit informs. In New York City any rowhouse%u2022 usually older structures %u2022 is correctlyidentified as a brownstone, be it of frame,or faced with limestone, brick or truenative brownstone.For lots more answers from housing professionals,talk with Renaissance about your space needs.Everyone of our staff has been through a majorrenovation. Few Real Estate Brokers can offer you thisexpertise. From unrenovated %u201c sh ells%u201d to primeproperties ready to move into, in Boerum Hill, CobbleHill East, North Park Slope and Beautiful Fort GreeneCall:875*5650102 Hoyt Street, just off A tlanticOctober 12.1978, THE PHOENIX. Page 35