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( rType of LoanNew American CarNew Foreign CarUsed CarPersonal (Secured)Personal (Unsecured)Home ImprovementHome ImprovementHome EquityAnnualPercentage Rate10.25%*10.75%*11.75%*13.25%14.00%11.50%*12.50%*Prime Rate<+1.50%**MaximumDollar Amount$ 25,00025.00015.00025.0006.5006.50020.000200,000MaximumTerm48 Mo.48 Mo.36 Mo.60 Mo.42 Mo.48 Mo.60 Mo.20 Yr.. A .. jm MGet a low-cost Independence loan.* These are special Annual Percentage Rates for depositors only. Low-cost loans are also available for non-depositors. Rates are subject to change without notice.** Prime Rate as published the last business day of each month in the Wall Street Journal plus 1.50% for depositors. Low rates available for non-depositors.Our way of lending improves your way of living.Call 1-800-732-3434INDEPENDENCESAVINGS BANKIfe a way of living. Since 185QBROOKLYN OFFICES: Atlantic Avenue & Court Street %u2022 18th Avenue & 65th Street %u2022 18th Avenue & 86th Street %u2022 Newkirk Plaza & Foster AvenueMANHATTAN OFFICE: Lexington Avenue & 34th Street * BRONX OFFICE: 1416 East Avenue, Parkchester %u2022 QUEENS OFFICE: Bay Terrace Shopping Center, BavsideNASSAU OFFICES: Hillside Avenue, East of Herricks Road, Williston Park %u2022 A&S Shopping Center, Manhasset %u2022 SU FFO LK OFFICE: Walt Whitman Shopping Center, HuntingtonMember FDICEqual Housing Lender Equal Opportunity LenderJune 26, 1986, The Phoenlx/Brocklyn.lnc; Section Two, P%u00bbfi%u00ab 3