Page 20 - Guide
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2017 BENEFITS ENROLLMENT



Voluntary Benefits


Regional One Health has a partnership with Colonial Life & Accident
Insurance Company. Colonial Life will provide you and your family with
the opportunity to enhance coverage for those unexpected life events. Your

participation to these plans is on a voluntary basis, beneits will be paid
directly to you and payroll deductions are generally on a pre-tax basis. The
following options will be available for you during your open enrollment.

ƒ Group voluntary short term disability insurance—replaces a portion of
your income to help make ends meet if you become disabled from a
covered accident or covered sickness

ƒ Group cancer insurance—helps offset the out-of-pocket medical and
indirect, non-medical expenses related to cancer which most plans do
not cover. This coverage also provides a beneit for speciied cancer
screening tests

ƒ Group accident insurance—helps offset unexpected medical expenses,
such as emergency room fees, deductibles, and co-payments which can
result from a fracture, dislocation, or other covered accidental injury


ƒ Group speciied disease insurance (group critical care)—helps pay for
non-medical and out-of-pocket medical expenses upon diagnosis of a
speciied critical illness

ƒ Term life insurance—offers a predictable way to provide peace of mind
for you and your family; it can help you supplement your existing life
coverage to protect your loved ones during high-need years

ƒ Adult/juvenile universal life insurance—provides death beneit coverage
you can increase or decrease as your needs change. The policy builds
cash value on a tax-deferred basis at current interest rates, and premium
payments are lexible.


Additional coverage information is available to you at
http://visityouville.com/ROHBeneits
Colonial Life insurance products are underwritten by Colonial Life &
Accident Insurance Company, for which Colonial Life is the marketing
brand .
Coverage is subject to policy exclusions and limitations which may affect
beneits payable. Products may vary by state and not be available in
all states. For cost and complete details, see a Colonial Life beneits
counselor .



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