Page 18 - Thompson Coburn 2021 Annual Benefits Enrollment
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MAKING CHANGES
(QUALIFYING LIFE EVENTS)
The Internal Revenue Service (IRS) regulations state eligible employees may only make beneit elections once
a year. Enrollment beneit choices are binding through December 31, 2021 (applies to medical, dental, vision,
dependent care FSA coverage, and voluntary supplemental beneits).
The following special circumstances allow for a change in beneits during the year (not inclusive):
Marriage, divorce, or legal separation Judgment, court order, or decree requiring
Birth, adoption, or placement of a child for coverage, including qualiied medical child
adoption support orders
Child no longer qualiies as an eligible dependent Change in dependent care provider or to cost of
Termination or commencement of your spouse’s dependent care
coverage in general when coverage is maintained Termination of coverage under a Medicaid plan
through the spouse’s plan (e.g., spouse begins or or Children’s Health Insurance Program (CHIP)
ends employment) due to loss of eligibility (request for coverage
Shift from part-time to full-time status (or vice must be made no later than 60 days after the date
coverage terminates)
versa) by you or your spouse
Death of spouse or dependent Eligibility for a Medicaid or CHIP premium-
assistance subsidy for qualiied employer-
Departure for or return from an FMLA-qualiied sponsored health coverage (request for coverage
unpaid leave of absence (you or your spouse) must be made no later than 60 days after
A residence or worksite change that impacts eligibility for the subsidy)
healthcare coverage
These special circumstances, often referred to as life event changes, will allow you to make plan changes at any
time during the year in which they occur. For any allowable changes, you must inform the beneits department
within 30 calendar days of the event. The effective date of any requested change(s) will be the later of the
date of the qualifying event or the date the request for changes was made. Changes that are requested due to a
“change of mind” cannot be allowed until the next annual enrollment period.
The 30 calendar day deadline is a critical factor towards successfully completing a life event change. If you do
not notify the Beneits Team of the event and provide requested documentation within 30 calendar days of the
event, you will not be eligible to make changes until the next annual enrollment period unless you experience
another qualifying life event.
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(QUALIFYING LIFE EVENTS)
The Internal Revenue Service (IRS) regulations state eligible employees may only make beneit elections once
a year. Enrollment beneit choices are binding through December 31, 2021 (applies to medical, dental, vision,
dependent care FSA coverage, and voluntary supplemental beneits).
The following special circumstances allow for a change in beneits during the year (not inclusive):
Marriage, divorce, or legal separation Judgment, court order, or decree requiring
Birth, adoption, or placement of a child for coverage, including qualiied medical child
adoption support orders
Child no longer qualiies as an eligible dependent Change in dependent care provider or to cost of
Termination or commencement of your spouse’s dependent care
coverage in general when coverage is maintained Termination of coverage under a Medicaid plan
through the spouse’s plan (e.g., spouse begins or or Children’s Health Insurance Program (CHIP)
ends employment) due to loss of eligibility (request for coverage
Shift from part-time to full-time status (or vice must be made no later than 60 days after the date
coverage terminates)
versa) by you or your spouse
Death of spouse or dependent Eligibility for a Medicaid or CHIP premium-
assistance subsidy for qualiied employer-
Departure for or return from an FMLA-qualiied sponsored health coverage (request for coverage
unpaid leave of absence (you or your spouse) must be made no later than 60 days after
A residence or worksite change that impacts eligibility for the subsidy)
healthcare coverage
These special circumstances, often referred to as life event changes, will allow you to make plan changes at any
time during the year in which they occur. For any allowable changes, you must inform the beneits department
within 30 calendar days of the event. The effective date of any requested change(s) will be the later of the
date of the qualifying event or the date the request for changes was made. Changes that are requested due to a
“change of mind” cannot be allowed until the next annual enrollment period.
The 30 calendar day deadline is a critical factor towards successfully completing a life event change. If you do
not notify the Beneits Team of the event and provide requested documentation within 30 calendar days of the
event, you will not be eligible to make changes until the next annual enrollment period unless you experience
another qualifying life event.
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