Page 19 - Thompson Coburn 2021 Annual Benefits Enrollment
P. 19
2021
Enrollment Guide
DEPENDENT
ELIGIBILITY
Dependents Rules for Medical and all other Beneit
Plans
Your spouse Your spouse must be your legally
married spouse
Your domestic A domestic partner for whom you have
partner provided a Domestic Partner Aidavit
and supporting documentation
Dependent children up to their 26th
birthday regardless of full-time student
Your or your status, residency, inancial support, or
spouse’s/ marital status
domestic partner’s Important note:
child(ren) Adult dependent’s children
and spouse are not eligible for
coverage
Important Notes
1) The term children includes: natural children, stepchildren, legally
adopted children, children placed in your home while waiting for
inalization of adoption, and children for whom you or your spouse
have been awarded legal guardianship.
2) If both you and your spouse/domestic partner work for Thompson
Coburn, you cannot be both a participant and a dependent under
the Thompson Coburn beneit plans. In other words, you can either
both enroll in employee-only coverage OR one of you can enroll in
employee + spouse coverage. Similarly, if you have children, they
can only be covered by one of you.
Healthcare Reform and Adult
Children Covered by Your HDP Under
the Patient Protection and Affordable
Care Act (PPACA)
Adult children up to age 26 can be covered by their
parent’s HDP and use funds from the parent’s HSA.
However, if the adult child is self-supporting or
doesn’t qualify as a tax deduction, that child can’t use
funds from the parent’s HSA. Single adult children
who have coverage under a parent’s family HDP can
open their own HSAs and contribute up to the yearly
family maximum—$7,200 for 2021 (spouses have to
split the family maximum contribution; adult children
are not spouses, so they can each contribute the entire
family maximum to their own HSAs).
19
Enrollment Guide
DEPENDENT
ELIGIBILITY
Dependents Rules for Medical and all other Beneit
Plans
Your spouse Your spouse must be your legally
married spouse
Your domestic A domestic partner for whom you have
partner provided a Domestic Partner Aidavit
and supporting documentation
Dependent children up to their 26th
birthday regardless of full-time student
Your or your status, residency, inancial support, or
spouse’s/ marital status
domestic partner’s Important note:
child(ren) Adult dependent’s children
and spouse are not eligible for
coverage
Important Notes
1) The term children includes: natural children, stepchildren, legally
adopted children, children placed in your home while waiting for
inalization of adoption, and children for whom you or your spouse
have been awarded legal guardianship.
2) If both you and your spouse/domestic partner work for Thompson
Coburn, you cannot be both a participant and a dependent under
the Thompson Coburn beneit plans. In other words, you can either
both enroll in employee-only coverage OR one of you can enroll in
employee + spouse coverage. Similarly, if you have children, they
can only be covered by one of you.
Healthcare Reform and Adult
Children Covered by Your HDP Under
the Patient Protection and Affordable
Care Act (PPACA)
Adult children up to age 26 can be covered by their
parent’s HDP and use funds from the parent’s HSA.
However, if the adult child is self-supporting or
doesn’t qualify as a tax deduction, that child can’t use
funds from the parent’s HSA. Single adult children
who have coverage under a parent’s family HDP can
open their own HSAs and contribute up to the yearly
family maximum—$7,200 for 2021 (spouses have to
split the family maximum contribution; adult children
are not spouses, so they can each contribute the entire
family maximum to their own HSAs).
19
