Page 3 - 2018-19 US Tool Benefit Guide
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YOUR 2018–19 BENEFITS GUIDE
Welcome to 2018–19 Benefits Enrollment Benefits Eligibility
At US Tool Group, we offer our employees a competitive and Eligible Employees
comprehensive beneits program. This is one of many ways we recognize
how important you are to the company. This beneits guide briely You may enroll in the beneits
summarizes our program in a quick and easy-to-understand way. program if you are a regular full-
time employee who is actively
New Hire Enrollment working a minimum of 20 hours
per week and have been employed
Welcome to our team! As a new employee, you are eligible for coverage for 90 days or more.
on your irst day following 90 days of employment.
Eligible Dependents
Open Enrollment Eligible dependents generally
Open enrollment is your annual opportunity to review your current include your legally married
beneits and make beneit changes for the upcoming plan year. During spouse and children up to age
open enrollment, you can add, change, or decline coverage. In addition, 26. Children may include natural,
you can add and/or drop dependents during this time. This plan year, adopted, step-children, or children
open enrollment is passive. This means that your beneit elections from obtained through court-appointed
the prior plan year will roll over into the new plan year. legal guardianship. If your spouse
has access to other means of
Qualifying Life Event health coverage through their
Once you make your elections, you will not be able to make changes until own employer, they must take
the next annual enrollment period unless you experience a qualifying life that coverage. Please see Human
event. A qualifying life event is a change in your personal life which may Resources for a list of exceptions.
impact your eligibility or dependent’s eligibility for beneits. Examples of SSN Required
some qualifying events include the following. You must provide a valid Social
z Change of legal marital status (e.g., marriage, divorce, death of Security Number for yourself
spouse, legal separation) and each enrolled dependent.
z Change in number of dependents (e.g., birth, adoption, death of Employers are required to
dependent, ineligibility due to age) provide names and Social
z Change in employment or job status Security Numbers to the federal
government for each individual
enrolled for medical coverage.
US Tool Group 3
Welcome to 2018–19 Benefits Enrollment Benefits Eligibility
At US Tool Group, we offer our employees a competitive and Eligible Employees
comprehensive beneits program. This is one of many ways we recognize
how important you are to the company. This beneits guide briely You may enroll in the beneits
summarizes our program in a quick and easy-to-understand way. program if you are a regular full-
time employee who is actively
New Hire Enrollment working a minimum of 20 hours
per week and have been employed
Welcome to our team! As a new employee, you are eligible for coverage for 90 days or more.
on your irst day following 90 days of employment.
Eligible Dependents
Open Enrollment Eligible dependents generally
Open enrollment is your annual opportunity to review your current include your legally married
beneits and make beneit changes for the upcoming plan year. During spouse and children up to age
open enrollment, you can add, change, or decline coverage. In addition, 26. Children may include natural,
you can add and/or drop dependents during this time. This plan year, adopted, step-children, or children
open enrollment is passive. This means that your beneit elections from obtained through court-appointed
the prior plan year will roll over into the new plan year. legal guardianship. If your spouse
has access to other means of
Qualifying Life Event health coverage through their
Once you make your elections, you will not be able to make changes until own employer, they must take
the next annual enrollment period unless you experience a qualifying life that coverage. Please see Human
event. A qualifying life event is a change in your personal life which may Resources for a list of exceptions.
impact your eligibility or dependent’s eligibility for beneits. Examples of SSN Required
some qualifying events include the following. You must provide a valid Social
z Change of legal marital status (e.g., marriage, divorce, death of Security Number for yourself
spouse, legal separation) and each enrolled dependent.
z Change in number of dependents (e.g., birth, adoption, death of Employers are required to
dependent, ineligibility due to age) provide names and Social
z Change in employment or job status Security Numbers to the federal
government for each individual
enrolled for medical coverage.
US Tool Group 3
