Page 44 - SIH 2022 Re-Enrollment Guide
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VOLUNTARY BENEFITS THROUGH ALLSTATE BENEFITS
Allstate Beneits Critical Illness, Hospital Indemnity, and Accident products cannot pay beneits to you if you have coverage
through Medicaid. If you are covered by Medicaid, you should not enroll in these products. If only your child or children are
eligible for Medicaid beneits, you may still beneit from the Allstate Beneits products, but you should not enroll your child(ren).
Group Critical Illness Coverage Group Hospital Indemnity
Group Critical Illness coverage helps ofer inancial Medical Coverage
support if you are diagnosed with a covered critical Indemnity Medical insurance pays a cash beneit
illness. You select the beneit coverage amount for hospital coninement. This beneit is payable
based on your individual need and your budget. directly to you and can keep you from withdrawing
There are two beneit plan options from which to money from your personal bank account for
choose: hospital-related expenses. You can use the money
X Plan 1: $10,000 X Plan 2: $20,000 toward deductibles, copays, premiums, and even to
help cover your daily living expenses. Base beneits
If you have covered family members, these plans include the following:
can also provide cash beneits for them. Covered
diagnoses include but are not limited to the Beneit Description
following: First Day Hospital $1,200
Coninement
X Heart attack X Advanced Daily Hospital Coninement $200 per day*
X Stroke Alzheimer’s Disease Hospital Intensive Care $200 per day*
X End Stage Renal X Major Organ * Max 10 days per hospital coninement
Failure Transplant
X Complete Blindness X Invasive Cancer Group Indemnity Medical insurance is administered
by Allstate Beneits.
Group Critical Illness coverage is administered by
Allstate Beneits. Please note: if your spouse is also an employee of
SIH, you will need to choose employee coverage
Please note: if your spouse is also an employee of under your own plan or spouse or family coverage
SIH, you will need to choose employee coverage under your spouse’s plan. You cannot be enrolled
under your own plan or spouse or family coverage in both.
under your spouse’s plan. You cannot be enrolled
in both.
Refer to Allstate Benefits brochure for full description of benefits, limitations,
and exclusions.
44
Allstate Beneits Critical Illness, Hospital Indemnity, and Accident products cannot pay beneits to you if you have coverage
through Medicaid. If you are covered by Medicaid, you should not enroll in these products. If only your child or children are
eligible for Medicaid beneits, you may still beneit from the Allstate Beneits products, but you should not enroll your child(ren).
Group Critical Illness Coverage Group Hospital Indemnity
Group Critical Illness coverage helps ofer inancial Medical Coverage
support if you are diagnosed with a covered critical Indemnity Medical insurance pays a cash beneit
illness. You select the beneit coverage amount for hospital coninement. This beneit is payable
based on your individual need and your budget. directly to you and can keep you from withdrawing
There are two beneit plan options from which to money from your personal bank account for
choose: hospital-related expenses. You can use the money
X Plan 1: $10,000 X Plan 2: $20,000 toward deductibles, copays, premiums, and even to
help cover your daily living expenses. Base beneits
If you have covered family members, these plans include the following:
can also provide cash beneits for them. Covered
diagnoses include but are not limited to the Beneit Description
following: First Day Hospital $1,200
Coninement
X Heart attack X Advanced Daily Hospital Coninement $200 per day*
X Stroke Alzheimer’s Disease Hospital Intensive Care $200 per day*
X End Stage Renal X Major Organ * Max 10 days per hospital coninement
Failure Transplant
X Complete Blindness X Invasive Cancer Group Indemnity Medical insurance is administered
by Allstate Beneits.
Group Critical Illness coverage is administered by
Allstate Beneits. Please note: if your spouse is also an employee of
SIH, you will need to choose employee coverage
Please note: if your spouse is also an employee of under your own plan or spouse or family coverage
SIH, you will need to choose employee coverage under your spouse’s plan. You cannot be enrolled
under your own plan or spouse or family coverage in both.
under your spouse’s plan. You cannot be enrolled
in both.
Refer to Allstate Benefits brochure for full description of benefits, limitations,
and exclusions.
44
