Page 46 - SIH 2022 Re-Enrollment Guide
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Group Term to Age 100 Spouse Life Children’s Term Rider
Insurance All employees enrolled in Term to Age 100 Employee
All employees enrolled in Term to Age 100 Employee Life Insurance and who have a dependent child
Life Insurance and who have a dependent spouse listed in the dependent information section of the
listed in the dependent information section of the online beneit enrollment may elect and pay for the
online beneit enrollment may elect and pay for Children’s Term Rider. The Child(ren) rider is $20,000.
Group Term to Age 100 Spouse Life Insurance. The
spouse guaranteed issue option is $30,000. Evidence The Children’s Term Rider is administered by Allstate
of Insurability will be required for non-working Beneits.
spouses and applicants over age 65.
Please note: if your spouse is an employee of SIH
Group Term to Age 100 Spouse Life Insurance is and carries the Children’s Term Rider, you are not
administered by Allstate Beneits. eligible to purchase this coverage, as it will be
considered duplication and the insurance carrier will
not pay on both policies in the event of a life claim.
Conirm your spouse’s elections before enrolling in these plans.
Beneficiary Information
By naming a beneiciary, your life insurance beneit(s) is being Some common beneiciary choices are:
passed on to those you want. Events such as marriage, birth/
adoption of children, divorce, or death may dramatically X Primary beneiciary—the person or persons named will
change the intent of how you would want your life insurance receive the beneit
beneit paid.
X Contingent beneiciary—if the primary beneiciary is
no longer living, the beneit is paid to this person
This is a brief overview of the beneits available under the group policies underwritten by American Heritage Life Insurance
Company (Home Oice, Jacksonville, FL). For additional information, including exclusions and limitations, you may contact
your Allstate Beneits Representative. Allstate Beneits is the marketing name used by American Heritage Life Insurance
Company, a subsidiary of the Allstate Corporation.
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Insurance All employees enrolled in Term to Age 100 Employee
All employees enrolled in Term to Age 100 Employee Life Insurance and who have a dependent child
Life Insurance and who have a dependent spouse listed in the dependent information section of the
listed in the dependent information section of the online beneit enrollment may elect and pay for the
online beneit enrollment may elect and pay for Children’s Term Rider. The Child(ren) rider is $20,000.
Group Term to Age 100 Spouse Life Insurance. The
spouse guaranteed issue option is $30,000. Evidence The Children’s Term Rider is administered by Allstate
of Insurability will be required for non-working Beneits.
spouses and applicants over age 65.
Please note: if your spouse is an employee of SIH
Group Term to Age 100 Spouse Life Insurance is and carries the Children’s Term Rider, you are not
administered by Allstate Beneits. eligible to purchase this coverage, as it will be
considered duplication and the insurance carrier will
not pay on both policies in the event of a life claim.
Conirm your spouse’s elections before enrolling in these plans.
Beneficiary Information
By naming a beneiciary, your life insurance beneit(s) is being Some common beneiciary choices are:
passed on to those you want. Events such as marriage, birth/
adoption of children, divorce, or death may dramatically X Primary beneiciary—the person or persons named will
change the intent of how you would want your life insurance receive the beneit
beneit paid.
X Contingent beneiciary—if the primary beneiciary is
no longer living, the beneit is paid to this person
This is a brief overview of the beneits available under the group policies underwritten by American Heritage Life Insurance
Company (Home Oice, Jacksonville, FL). For additional information, including exclusions and limitations, you may contact
your Allstate Beneits Representative. Allstate Beneits is the marketing name used by American Heritage Life Insurance
Company, a subsidiary of the Allstate Corporation.
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