Page 14 - 2017-18 Optimas Benefits Guide
P. 14
Disability Benefits
If you become disabled and cannot
work, few beneits are more
important to your inancial security Short Term Disability
than disability income protection.
Enrollment is automatic and Optimas provides, at no cost to you, short term disability coverage. Short
Optimas pays the full cost for your term disability provides you with a percentage of your weekly income
coverage. while you are out of work following a non-work related accident or
illness. The plan pays a beneit dependent upon your years of service with
the company.


Long Term Disability

Once you have exhausted your short term disability beneit, the plan
will transition you to the long term disability program. The plan is also
provided by Optimas at no cost to you.


The long term disability plan pays a beneit of 66.67% of your covered
monthly earnings up to $10,000 for each month you are unable to work
due to a disabling condition. Beneits begin after 180 days of disability
and may continue until age 65 or the maximum beneit period is reached.


Your disability plans are administered and/or insured by Unum. Contact
information for claims submissions and questions are available at the end
of this guide.




































14 2017–18 Benefits Enrollment
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