Page 20 - Dealer Tire 2022 Benefits Guide
P. 20
Critical Illness Coverage
There are a lot of expenses associated with a critical Bi-Weekly Rates
illness and a major medical plan usually won’t cover Age Associate Associate + Associate + Family
them all. Critical illness coverage helps you focus Attained $0.18 Spouse Child(ren) $0.39
$0.28
<25
$0.29
on recuperation instead of being distracted by the 25–29 $0.20 $0.33 $0.30 $0.43
extra expenses you may be facing. Similar to life 30–34 $0.24 $0.39 $0.34 $0.49
insurance which pays your beneiciary a lump-sum 35–39 $0.30 $0.48 $0.40 $0.57
beneit upon death; a critical illness plan pays you a 40–44 $0.40 $0.63 $0.50 $0.73
cash beneit upon a diagnosis of a covered illness. 45–49 $0.56 $0.86 $0.65 $0.96
Covered diagnoses include but are not limited to the 50–54 $0.83 $1.24 $0.93 $1.33
$1.30
$1.74
$1.84
$1.21
55–59
following. 60–64 $1.72 $2.43 $1.82 $2.53
■ Cancer ■ Organ failure 65–69 $2.44 $3.40 $2.54 $3.50
$4.55
$3.35
70–74
$4.65
$3.25
■ Heart attack ■ Stroke 75+ $4.36 $6.21 $4.46 $6.31
Carrier MetLife
Coverage Level Initial Beneit Wellness Benefit
Benign Brain Tumor 100% of beneit amount This beneit pays $50 per calendar year per insured
Cancer Category individual if a covered health screening test is performed,
Invasive Cancer 100% of beneit amount including blood tests, chest x-rays, stress tests,
Non-Invasive Cancer 25% of beneit amount mammograms, and colonoscopies. A full list of covered
tests will be provided in your certiicate.
5% of beneit amount, but not
Skin Cancer
less than $250
Cardiovascular Disease 50% of beneit amount
Category Critical Illness Plan Options
Childhood Disease 100% of beneit amount You have the choice of a $15,000 or $30,000 beneit
Category amount.
Functional Loss Category 100% of beneit amount
Heart Attack Category 100% of beneit amount Spouses will be ofered 50% and dependent child(ren)
will be ofered 50% of the associate beneit amount.
Infectious Disease 25% of beneit amount
Category Beneits are paid directly to you based on the beneit
Kidney Failure Category 100% of beneit amount schedule.
Major Organ Transplant 100% of beneit amount
Category
Progressive Disease 100% of beneit amount
Category
Severe Burn Category 100% of beneit amount
Stroke Category 100% of beneit amount
Payable if an eligible covered
Health Screening beneit person takes one screening/
prevention measure—$50
20
There are a lot of expenses associated with a critical Bi-Weekly Rates
illness and a major medical plan usually won’t cover Age Associate Associate + Associate + Family
them all. Critical illness coverage helps you focus Attained $0.18 Spouse Child(ren) $0.39
$0.28
<25
$0.29
on recuperation instead of being distracted by the 25–29 $0.20 $0.33 $0.30 $0.43
extra expenses you may be facing. Similar to life 30–34 $0.24 $0.39 $0.34 $0.49
insurance which pays your beneiciary a lump-sum 35–39 $0.30 $0.48 $0.40 $0.57
beneit upon death; a critical illness plan pays you a 40–44 $0.40 $0.63 $0.50 $0.73
cash beneit upon a diagnosis of a covered illness. 45–49 $0.56 $0.86 $0.65 $0.96
Covered diagnoses include but are not limited to the 50–54 $0.83 $1.24 $0.93 $1.33
$1.30
$1.74
$1.84
$1.21
55–59
following. 60–64 $1.72 $2.43 $1.82 $2.53
■ Cancer ■ Organ failure 65–69 $2.44 $3.40 $2.54 $3.50
$4.55
$3.35
70–74
$4.65
$3.25
■ Heart attack ■ Stroke 75+ $4.36 $6.21 $4.46 $6.31
Carrier MetLife
Coverage Level Initial Beneit Wellness Benefit
Benign Brain Tumor 100% of beneit amount This beneit pays $50 per calendar year per insured
Cancer Category individual if a covered health screening test is performed,
Invasive Cancer 100% of beneit amount including blood tests, chest x-rays, stress tests,
Non-Invasive Cancer 25% of beneit amount mammograms, and colonoscopies. A full list of covered
tests will be provided in your certiicate.
5% of beneit amount, but not
Skin Cancer
less than $250
Cardiovascular Disease 50% of beneit amount
Category Critical Illness Plan Options
Childhood Disease 100% of beneit amount You have the choice of a $15,000 or $30,000 beneit
Category amount.
Functional Loss Category 100% of beneit amount
Heart Attack Category 100% of beneit amount Spouses will be ofered 50% and dependent child(ren)
will be ofered 50% of the associate beneit amount.
Infectious Disease 25% of beneit amount
Category Beneits are paid directly to you based on the beneit
Kidney Failure Category 100% of beneit amount schedule.
Major Organ Transplant 100% of beneit amount
Category
Progressive Disease 100% of beneit amount
Category
Severe Burn Category 100% of beneit amount
Stroke Category 100% of beneit amount
Payable if an eligible covered
Health Screening beneit person takes one screening/
prevention measure—$50
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