Page 2 - 2019 SAL Changes
P. 2
New Tobacco User Surcharge
We are helping team members quit tobacco by adding If you chose to use tobacco and
enroll in our self-funded medical
a tobacco surcharge to our medical plan premiums and program, you will pay an additional
$20 per pay period on top of your
implementing tobacco cessation classes. This rewards you medical plan premium. If your
for choosing to live tobacco free or taking steps toward living spouse is enrolled in our medical
plan and uses tobacco they will
tobacco free. Your surcharge will be waived for tobacco users also pay an additional $20 per pay
who complete a smoking cessation class through the Connected period or $40 total between the
wellbeing program and Virgin Pulse. Team members and their two of you.
spouses who do not use tobacco products will not be subject to
the surcharge. All team members need to complete the tobacco
certification during enrollment.
New Base HSA Plan (Replacing HRA Plan) and $10
For any team members currently
Credit for Current HRA Participants enrolled in the HRA plan, you will
receive a $10 credit off your per
We are removing the current HRA medical plan and replacing pay period 2019 medical plan
it with a Base HSA medical plan. More details about this new plan premiums regardless of the new
will be shared during annual enrollment. If you are currently plan you elect, or the coverage tier
you need.
enrolled in the HRA plan, it’s extremely important that you and
your family review our new Base HSA plan (and all our medical
plans for 2019) and select a new plan that works best for you. We
also have a special one-time credit to help you prepare for
this transition.
The MEC plan offers you and your
New Minimum Essential Coverage “MEC” Plan family an affordable healthcare
(Replacing Bronze Plan)for DC/RetailOnly option that includes coverage for:
X Preventive services, as
We have a multigenerational group of team members and our mandated by ACA.
needs can be very different. We offer choice and flexibility in our X Cash indemnity benefits for
medical plans to make sure you can make individual choices that things such as accidents,
fit you best. Our new MEC plan is not major medical coverage. hospital stays, lab work, and
It will help you cover “the basics” or minor medical and more.
prescription drug expenses. This plan has no deductibles, asks no X Unlimited telemedicine visits;
medical questions and has no pre-existing condition limitations. speak to a board-certified
physician who can diagnose
and prescribe medications
MEC plan not available to Corporate team members. over the phone or via video
chat.
X Prescription coverage with
copays at your local pharmacy.
We are helping team members quit tobacco by adding If you chose to use tobacco and
enroll in our self-funded medical
a tobacco surcharge to our medical plan premiums and program, you will pay an additional
$20 per pay period on top of your
implementing tobacco cessation classes. This rewards you medical plan premium. If your
for choosing to live tobacco free or taking steps toward living spouse is enrolled in our medical
plan and uses tobacco they will
tobacco free. Your surcharge will be waived for tobacco users also pay an additional $20 per pay
who complete a smoking cessation class through the Connected period or $40 total between the
wellbeing program and Virgin Pulse. Team members and their two of you.
spouses who do not use tobacco products will not be subject to
the surcharge. All team members need to complete the tobacco
certification during enrollment.
New Base HSA Plan (Replacing HRA Plan) and $10
For any team members currently
Credit for Current HRA Participants enrolled in the HRA plan, you will
receive a $10 credit off your per
We are removing the current HRA medical plan and replacing pay period 2019 medical plan
it with a Base HSA medical plan. More details about this new plan premiums regardless of the new
will be shared during annual enrollment. If you are currently plan you elect, or the coverage tier
you need.
enrolled in the HRA plan, it’s extremely important that you and
your family review our new Base HSA plan (and all our medical
plans for 2019) and select a new plan that works best for you. We
also have a special one-time credit to help you prepare for
this transition.
The MEC plan offers you and your
New Minimum Essential Coverage “MEC” Plan family an affordable healthcare
(Replacing Bronze Plan)for DC/RetailOnly option that includes coverage for:
X Preventive services, as
We have a multigenerational group of team members and our mandated by ACA.
needs can be very different. We offer choice and flexibility in our X Cash indemnity benefits for
medical plans to make sure you can make individual choices that things such as accidents,
fit you best. Our new MEC plan is not major medical coverage. hospital stays, lab work, and
It will help you cover “the basics” or minor medical and more.
prescription drug expenses. This plan has no deductibles, asks no X Unlimited telemedicine visits;
medical questions and has no pre-existing condition limitations. speak to a board-certified
physician who can diagnose
and prescribe medications
MEC plan not available to Corporate team members. over the phone or via video
chat.
X Prescription coverage with
copays at your local pharmacy.
