Page 16 - ABM 2021 Benefit Guide RDU
P. 16
LIFE AND AD&D INSURANCE
Cigna
Basic Life & Accidental Death and Naming a Beneficiary
Dismemberment (AD&D) For life and AD&D insurance coverage, you
ABM provides, at no cost to you, basic life must name a beneiciary at abm.hrintouch.com.
with accidental death and dismemberment The beneiciary is the person who will receive
insurance administered through Cigna. This the beneit in the event of your death. If you
coverage may ofer inancial protection to name more than one beneiciary, be sure to
you if you sufer certain debilitating injuries or indicate the beneit percentage you wish each
to your beneiciaries if you die. If you should beneiciary to receive. The percentages must
die in an accident, the accidental death add up to 100%. Beneiciaries may be changed
and dismemberment coverage may pay an at any time during the year.
increased beneit.
Age Reduction
Your Benefit Beginning at age 65, your Basic Life beneit
ABM provides you with: will be reduced to a percentage of the original
Basic Life of $10,000 amount, as outlined below:
AD&D of $10,000 Age Reduced To
65
65%
If you have a qualifying accident which 70 45%
results in the loss of limb(s) or eyesight, 75 30%
you will receive a percentage of the 80 25%
AD&D beneit
16 2021 Benefits Enrollment
Cigna
Basic Life & Accidental Death and Naming a Beneficiary
Dismemberment (AD&D) For life and AD&D insurance coverage, you
ABM provides, at no cost to you, basic life must name a beneiciary at abm.hrintouch.com.
with accidental death and dismemberment The beneiciary is the person who will receive
insurance administered through Cigna. This the beneit in the event of your death. If you
coverage may ofer inancial protection to name more than one beneiciary, be sure to
you if you sufer certain debilitating injuries or indicate the beneit percentage you wish each
to your beneiciaries if you die. If you should beneiciary to receive. The percentages must
die in an accident, the accidental death add up to 100%. Beneiciaries may be changed
and dismemberment coverage may pay an at any time during the year.
increased beneit.
Age Reduction
Your Benefit Beginning at age 65, your Basic Life beneit
ABM provides you with: will be reduced to a percentage of the original
Basic Life of $10,000 amount, as outlined below:
AD&D of $10,000 Age Reduced To
65
65%
If you have a qualifying accident which 70 45%
results in the loss of limb(s) or eyesight, 75 30%
you will receive a percentage of the 80 25%
AD&D beneit
16 2021 Benefits Enrollment