Page 18 - ABM 2021 Benefit Guide RDU
P. 18
HOSPITAL CRITICAL ILLNESS
INDEMNITY Cigna
Hospital indemnity coverage, available through Critical illness insurance, available through
Cigna, pays a beneit when you are admitted to Cigna, is designed to help you ofset the
the hospital for a covered stay. This coverage inancial efects of a catastrophic illness with
can complement your health insurance to help a lump sum beneit if you or a loved one are
you pay for the costs associated with a hospital diagnosed with a covered critical illness. The
stay. It can also provide funds which can be critical illness beneit is based on the amount of
used to help pay the out-of-pocket expenses coverage in efect on the date of diagnosis of a
your medical plan may not cover, such as critical illness or the date treatment is received
coinsurance, copays, and deductibles. according to the terms and provisions of the
policy.
Pre-existing condition limitations apply. See
plan document for details. During beneits enrollment, you can elect this
coverage without medical questions.
Summary of Beneits*
Hospital Admission (per coninement, $1,000 Team member: increments of $10,000 up
per calendar year) to $30,000
Hospital Coninement (per day beneit) $200 Spouse/domestic partner: increments of
Hospital ICU Coninement (per day $350 $5,000 up to $15,000
beneit)
Child(ren): increments of $5,000 up to
$15,000
Coverage is portable which means you
can take this plan with you if you no longer
work for the company
Your rates lock-in at your current age and
do not increase as you age
Diagnosis must occur at least 30 days after
the coverage efective date to be eligible
for beneits
Pre-existing condition limitations
apply; see plan document for details,
which can be found on Beneitfocus at
abm.hrintouch.com
18 2021 Benefits Enrollment
INDEMNITY Cigna
Hospital indemnity coverage, available through Critical illness insurance, available through
Cigna, pays a beneit when you are admitted to Cigna, is designed to help you ofset the
the hospital for a covered stay. This coverage inancial efects of a catastrophic illness with
can complement your health insurance to help a lump sum beneit if you or a loved one are
you pay for the costs associated with a hospital diagnosed with a covered critical illness. The
stay. It can also provide funds which can be critical illness beneit is based on the amount of
used to help pay the out-of-pocket expenses coverage in efect on the date of diagnosis of a
your medical plan may not cover, such as critical illness or the date treatment is received
coinsurance, copays, and deductibles. according to the terms and provisions of the
policy.
Pre-existing condition limitations apply. See
plan document for details. During beneits enrollment, you can elect this
coverage without medical questions.
Summary of Beneits*
Hospital Admission (per coninement, $1,000 Team member: increments of $10,000 up
per calendar year) to $30,000
Hospital Coninement (per day beneit) $200 Spouse/domestic partner: increments of
Hospital ICU Coninement (per day $350 $5,000 up to $15,000
beneit)
Child(ren): increments of $5,000 up to
$15,000
Coverage is portable which means you
can take this plan with you if you no longer
work for the company
Your rates lock-in at your current age and
do not increase as you age
Diagnosis must occur at least 30 days after
the coverage efective date to be eligible
for beneits
Pre-existing condition limitations
apply; see plan document for details,
which can be found on Beneitfocus at
abm.hrintouch.com
18 2021 Benefits Enrollment
