Page 18 - 2018 Peak Benefit Guide
P. 18
Covered conditions (paid at 100% Critical Illness
of elected amount unless otherwise
noted below) . Critical illness insurance, available through Assurant, is designed to help
you offset the inancial effects of a catastrophic illness with a lump sum
Cancer
beneit if you or a loved one are diagnosed with a covered critical illness.
Carcinoma in situ (paid at 25%) If you cover yourself, you can also purchase coverage for your eligible
Heart attack family members. The critical illness beneit is based on the amount of
coverage in effect on the date of diagnosis of a critical illness or the date
Coronary artery bypass surgery treatment is received according to the terms and provisions of the policy.
(paid at 25%)
End stage renal (kidney) failure During beneits enrollment, you can elect this coverage without medical
questions.
Major organ failure
Benign brain tumor, paralysis, Employee: $15,000
or coma Spouse/domestic partner: $7,500; not to exceed 50% of employee
Blindness, loss of speech, or amount
loss of hearing
Child(ren): $5,000; not to exceed 50% of employee amount
Occupational HIV/hepatitis B, Coverage is portable which means you can take this plan with you if
C, or D
you no longer work for the company
Advanced ALS (Lou Gehrig’s Your rates lock in at your current age and do not increase as you age
disease)
Pre-existing condition limitations apply; see plan document for details
Advanced Alzheimer’s disease
You may qualify for a recurrence beneit if you receive beneits under
Advanced Parkinson’s disease
this plan for a covered critical illness and are diagnosed a second time
Additional covered conditions for with the same critical illness
dependent children: cerebral palsy,
cleft lip or palate, cystic ibrosis,
down syndrome, and spina biida.
18 2018 Benefits Enrollment
of elected amount unless otherwise
noted below) . Critical illness insurance, available through Assurant, is designed to help
you offset the inancial effects of a catastrophic illness with a lump sum
Cancer
beneit if you or a loved one are diagnosed with a covered critical illness.
Carcinoma in situ (paid at 25%) If you cover yourself, you can also purchase coverage for your eligible
Heart attack family members. The critical illness beneit is based on the amount of
coverage in effect on the date of diagnosis of a critical illness or the date
Coronary artery bypass surgery treatment is received according to the terms and provisions of the policy.
(paid at 25%)
End stage renal (kidney) failure During beneits enrollment, you can elect this coverage without medical
questions.
Major organ failure
Benign brain tumor, paralysis, Employee: $15,000
or coma Spouse/domestic partner: $7,500; not to exceed 50% of employee
Blindness, loss of speech, or amount
loss of hearing
Child(ren): $5,000; not to exceed 50% of employee amount
Occupational HIV/hepatitis B, Coverage is portable which means you can take this plan with you if
C, or D
you no longer work for the company
Advanced ALS (Lou Gehrig’s Your rates lock in at your current age and do not increase as you age
disease)
Pre-existing condition limitations apply; see plan document for details
Advanced Alzheimer’s disease
You may qualify for a recurrence beneit if you receive beneits under
Advanced Parkinson’s disease
this plan for a covered critical illness and are diagnosed a second time
Additional covered conditions for with the same critical illness
dependent children: cerebral palsy,
cleft lip or palate, cystic ibrosis,
down syndrome, and spina biida.
18 2018 Benefits Enrollment
