Page 3 - 2020 Wiese MNS Benefits Guide
P. 3
2020
Wiese Benefits Enrollment
WHAT’S CHANGING FOR YOU (CONTINUED)
Dental Voluntary Life and Accidental Death
Dental coverage will be moving from United and Dismemberment (AD&D)
Healthcare to Delta Dental of Missouri. Team members can apply for additional Voluntary
life and AD&D coverage through Mutual of Omaha.
Vision You may elect $10,000 increments up to 5× times your
Vision coverage will be administered salary to a maximum of $500,000. Your Guaranteed
through EyeMed – Insight Network. Visit Issue amount is $100,000, amounts elected over that
www.eyemedvisioncare.com to check to see if may require Evidence of Insurability (EOI).
your provider is in-network. If you elect coverage for yourself, you also have the
option to cover your spouse and/or child. Coverage
Flexible Spending Account (FSA) is available for your spouse in $5,000 increments up
You may elect an FSA through Discovery Beneits to a maximum of $250,000, not to exceed 100% of
with Wiese. If you currently have an FSA with your elected amount. EOI is required on amounts over
Insperity, you will need to submit all 2019 claims $50,000 for your spouse.
to that account. If you choose to elect an FSA in
2020, you will need to open your new account with Dependent children are eligible for coverage in
Discovery Beneits. You may not enroll in an FSA if increments of $2,500 to a maximum of $10,000. EOI
you are enrolled in the Choice Medical Plan. is not required on children.
Life and Accidental Death and If you do not elect coverage during this open
enrollment, and later choose to add coverage, any
Dismemberment (AD&D) amount elected may be subject to EOI.
Company paid basic life and AD&D insurance is
provided to you at no cost through Mutual of Omaha. Long Term Disability
In the event a qualiied life and/or AD&D claim is Long Term Disability coverage is provided through
made, you or your beneiciary will receive an amount Mutual of Omaha at no cost to you. Coverage begins
equal to 1× your annual earnings, not to exceed after you have been disabled for 180 continuous days,
$50,000. to a maximum beneit period based upon your age.
Short Term Disability
Short Term Disability coverage with Insperity through
Cigna will now be provided by Mutual of Omaha.
This beneit is provided to you at no cost. Your beneit
will remain at 60% of covered weekly earnings, to a
maximum of $2,308 per week. Coverage begins on the
15th day of disability. The maximum period for short-
term disability beneits is six continuous months or
end of disability, whichever comes irst.
3
Wiese Benefits Enrollment
WHAT’S CHANGING FOR YOU (CONTINUED)
Dental Voluntary Life and Accidental Death
Dental coverage will be moving from United and Dismemberment (AD&D)
Healthcare to Delta Dental of Missouri. Team members can apply for additional Voluntary
life and AD&D coverage through Mutual of Omaha.
Vision You may elect $10,000 increments up to 5× times your
Vision coverage will be administered salary to a maximum of $500,000. Your Guaranteed
through EyeMed – Insight Network. Visit Issue amount is $100,000, amounts elected over that
www.eyemedvisioncare.com to check to see if may require Evidence of Insurability (EOI).
your provider is in-network. If you elect coverage for yourself, you also have the
option to cover your spouse and/or child. Coverage
Flexible Spending Account (FSA) is available for your spouse in $5,000 increments up
You may elect an FSA through Discovery Beneits to a maximum of $250,000, not to exceed 100% of
with Wiese. If you currently have an FSA with your elected amount. EOI is required on amounts over
Insperity, you will need to submit all 2019 claims $50,000 for your spouse.
to that account. If you choose to elect an FSA in
2020, you will need to open your new account with Dependent children are eligible for coverage in
Discovery Beneits. You may not enroll in an FSA if increments of $2,500 to a maximum of $10,000. EOI
you are enrolled in the Choice Medical Plan. is not required on children.
Life and Accidental Death and If you do not elect coverage during this open
enrollment, and later choose to add coverage, any
Dismemberment (AD&D) amount elected may be subject to EOI.
Company paid basic life and AD&D insurance is
provided to you at no cost through Mutual of Omaha. Long Term Disability
In the event a qualiied life and/or AD&D claim is Long Term Disability coverage is provided through
made, you or your beneiciary will receive an amount Mutual of Omaha at no cost to you. Coverage begins
equal to 1× your annual earnings, not to exceed after you have been disabled for 180 continuous days,
$50,000. to a maximum beneit period based upon your age.
Short Term Disability
Short Term Disability coverage with Insperity through
Cigna will now be provided by Mutual of Omaha.
This beneit is provided to you at no cost. Your beneit
will remain at 60% of covered weekly earnings, to a
maximum of $2,308 per week. Coverage begins on the
15th day of disability. The maximum period for short-
term disability beneits is six continuous months or
end of disability, whichever comes irst.
3
