Page 14 - Future Steps
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2017 BENEFITS ENROLLMENT
Long Term Disability Benefit Summary
Regional One Health offers long term income protection through
Prudential in the event you become unable to work due to a non-work
related injury or illness. Long term disability is available to eligible full-
time employees upon completion of 90 days of employment.
Regional One Health—Unum
Employee 32 hours per week, irst of the month following 30 days
Eligibility
Beneit 60%
Percentage
Monthly Beneit $20,000
Maximum
Beneit Waiting 90 days
Period
Beneit Duration SSNRA
Limited from performing the material and substantial
Deinition of duties of your regular occupation due to your sickness
Disability or injury and you have a 20% or more loss in monthly
earnings due to the same sickness or injury
Beneit
Limitations
Mental/ 24 months
Nervous
Self-Reported 24 months
Gross weekly income just prior to your date of disability,
Earnings but does not include income from commissions,
Deinition bonuses, overtime pay, and any other extra
compensation
Pre-Existing 3 month lookback 12 month wait
Conditions
Taxable Beneit? Yes
Gross monthly income from your employer in effect
Earnings just prior to your date of disability; it does not include
Deinition income received from commissions, bonuses, overtime
pay, or any other extra compensation
14 REGIONAL ONE HEALTH
Long Term Disability Benefit Summary
Regional One Health offers long term income protection through
Prudential in the event you become unable to work due to a non-work
related injury or illness. Long term disability is available to eligible full-
time employees upon completion of 90 days of employment.
Regional One Health—Unum
Employee 32 hours per week, irst of the month following 30 days
Eligibility
Beneit 60%
Percentage
Monthly Beneit $20,000
Maximum
Beneit Waiting 90 days
Period
Beneit Duration SSNRA
Limited from performing the material and substantial
Deinition of duties of your regular occupation due to your sickness
Disability or injury and you have a 20% or more loss in monthly
earnings due to the same sickness or injury
Beneit
Limitations
Mental/ 24 months
Nervous
Self-Reported 24 months
Gross weekly income just prior to your date of disability,
Earnings but does not include income from commissions,
Deinition bonuses, overtime pay, and any other extra
compensation
Pre-Existing 3 month lookback 12 month wait
Conditions
Taxable Beneit? Yes
Gross monthly income from your employer in effect
Earnings just prior to your date of disability; it does not include
Deinition income received from commissions, bonuses, overtime
pay, or any other extra compensation
14 REGIONAL ONE HEALTH
