Page 12 - Guide
P. 12
Disability Insurance
Have you considered what would happen if you couldn’t go to work as a result of a
disabling illness or accident? Disability insurance goes to work when you can’t.
Short Term Disability
ClearChoice wants to ensure you have inancial protection in the event of a short
term disability. Our company paid policy through Unum provides you with a
percentage of your weekly income while you are out of work following a non-work
related accident or illness. Those eligible receive a beneit equal to 60% of their
weekly earnings up to a maximum of $2,308 per week, and are eligible to receive this
beneit for up to 11 weeks. Beneit payments begin on the 15th day of disability.
Long Term Disability
If after 90 days you are still unable to return to work, ClearChoice offers a long
term disability (LTD) beneit through Unum to ensure your inancial protection for
a longer period of time when necessary. In the event of an illness or accident which
requires a lengthy recovery, you are eligible for a tax-free beneit equal to 60% of
your monthly salary, up to a maximum of $10,000 per month.
12 ClearChoice
Have you considered what would happen if you couldn’t go to work as a result of a
disabling illness or accident? Disability insurance goes to work when you can’t.
Short Term Disability
ClearChoice wants to ensure you have inancial protection in the event of a short
term disability. Our company paid policy through Unum provides you with a
percentage of your weekly income while you are out of work following a non-work
related accident or illness. Those eligible receive a beneit equal to 60% of their
weekly earnings up to a maximum of $2,308 per week, and are eligible to receive this
beneit for up to 11 weeks. Beneit payments begin on the 15th day of disability.
Long Term Disability
If after 90 days you are still unable to return to work, ClearChoice offers a long
term disability (LTD) beneit through Unum to ensure your inancial protection for
a longer period of time when necessary. In the event of an illness or accident which
requires a lengthy recovery, you are eligible for a tax-free beneit equal to 60% of
your monthly salary, up to a maximum of $10,000 per month.
12 ClearChoice
