Page 16 - Guide
P. 16
2017 BENEFITS ENROLLMENT



Short Term Disability
Premiums for this plan are
based on your current
age and are calculated You are eligible to purchase short term disability through Humana. If you
online for each individual are working at a full-time job while coverage is in force and a covered off-
employee. Please login to the-job injury or illness causes you to become totally disabled, Humana
fkgoil.choosemylo.com to
view your coverage options will pay the following beneits.
and determine your particular
premium for the short term Disability Coverage
disability coverage option. Beneit percentage maximum 60% of base monthly income
Monthly beneit minimum $300
Monthly beneit maximum $3,000
Elimination period—accident 14 days
Elimination period—sickness 14 days
Beneits duration 3 months
Any medical condition which has
been diagnosed or for which you have
received treatment during the 12-month
Pre-existing condition exclusion period before your initial effective date
will not be covered until 12 months
following your effective date. This
includes pregnancy.



Plan Details

You can purchase up to a monthly beneit maximum of $3,000 on a

guaranteed issue basis. No medical questions will be asked.



































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