Page 12 - Goodwill 2021 Annual Benefits Enrollment

Goodwill Industries

Disability Insurance

Voluntary Short Term Disability (STD)

You can purchase short term disability (STD) insurance to help provide inancial security until you get back on your
feet and return to work. The plan covers 60% of your pre-disability earnings up to a weekly maximum of $2,500
for up to 24 weeks. There is a 14-day waiting period after you become disabled. If you are receiving Supplemental
Security Income, your disability beneit will be offset.

Voluntary Long Term Disability (LTD)

You can purchase long term disability (LTD) insurance to offer you inancial assistance in the event you are
unable to work for an extended period of time. The plan covers 60% of your monthly pre-disability earnings. The
maximum beneit of base coverage is $10,000 monthly. Beneits will continue as long as you remain disabled to the
earlier of age 65 or the beneit determination based on your age when you become disabled. If you are receiving
Supplemental Security Income, your disability beneit will be offset.

Note: If you did not enroll in disability coverage when initially eligible, you are subject to Evidence of Insurability
(EOI).

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