Page 2 - 2020 Stein Mart Benefits Guide - Semi-Monthly
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WELCOME
Welcome to your 2020 Benefits Program!
TABLE OF CONTENTS We are pleased to provide you and your family with a variety of
Benefit Information . . . . . .2 benefits, allowing you to customize a package that meets your
particular needs.
Enrolling in Benefits . . . . . 3
Please read this Benefit Guide carefully, as it will assist you in
Medical Insurance. . . . . . .4-5 understanding the benefits offered by Stein Mart, effective
January 1, 2020 through December 31, 2020.
Prescription Drug
Coverage . . . . . . . . . . . . . 6 You will also learn about helpful online tools that are available for
managing your benefits, claims and accessing additional resources.
Health Savings
Account (HSA) . . . . . . . . . 7 Benefits À La Carte
Flexible Spending Choosing the right combination of benefits can help protect you and
Accounts (FSA) . . . . . . . . 8 your family's health, finances - and your family's future. When you
enroll in benefits, you have the option to enroll in any or all of the
Well-Being Program . . . . .9 benefit plans.
Dental Insurance . . . . . . . 10
Vision Insurance . . . . . . . 11
Life and AD&D
Insurance . . . . . . . . . . . . . 12
Disability Income
Insurance . . . . . . . . . . . . . 13
Accident Insurance . . . . . .14
Critical Illness
Insurance . . . . . . . . . . . . . 15-16
Legal Assistance . . . . . . . 17 Please note:
The plan descriptions herein are brief descriptions of each benefit offered. Please refer
Employee Assistance to the Summary Plan Descriptions on the enrollment site (MyWorkPlace.net), Internal
Program (EAP) . . . . . . . . .18 Sharepoint and the Associate Benefits Site (employees.steinmart.com) for the
comprehensive legal descriptions of the plans. If there is any discrepancy between this
Employee Stock guide and the official plan documents, the plan documents supersede. In addition, the
Purchase Plan (ESPP) . . .19 Annual Notices are located on these sites.
The benefit options you select will be binding. You will be governed by the terms,
401(k) Retirement provisions and restrictions of the plans in which you enroll. Generally, unless you
Savings Plan . . . . . . . . . . 20 experience a Qualifying Life Event, your elections will remain in effect for the entire plan
year. By completing your enrollment, you authorize Stein Mart to deduct contributions
Contact Information . . . . . 21 from your paycheck, now and in the future as required under each of the plans.
Assistant Store Managers, Asset Protection and Loss 1
Prevention and Semi-Monthly Associates For 2020 Benefits
Welcome to your 2020 Benefits Program!
TABLE OF CONTENTS We are pleased to provide you and your family with a variety of
Benefit Information . . . . . .2 benefits, allowing you to customize a package that meets your
particular needs.
Enrolling in Benefits . . . . . 3
Please read this Benefit Guide carefully, as it will assist you in
Medical Insurance. . . . . . .4-5 understanding the benefits offered by Stein Mart, effective
January 1, 2020 through December 31, 2020.
Prescription Drug
Coverage . . . . . . . . . . . . . 6 You will also learn about helpful online tools that are available for
managing your benefits, claims and accessing additional resources.
Health Savings
Account (HSA) . . . . . . . . . 7 Benefits À La Carte
Flexible Spending Choosing the right combination of benefits can help protect you and
Accounts (FSA) . . . . . . . . 8 your family's health, finances - and your family's future. When you
enroll in benefits, you have the option to enroll in any or all of the
Well-Being Program . . . . .9 benefit plans.
Dental Insurance . . . . . . . 10
Vision Insurance . . . . . . . 11
Life and AD&D
Insurance . . . . . . . . . . . . . 12
Disability Income
Insurance . . . . . . . . . . . . . 13
Accident Insurance . . . . . .14
Critical Illness
Insurance . . . . . . . . . . . . . 15-16
Legal Assistance . . . . . . . 17 Please note:
The plan descriptions herein are brief descriptions of each benefit offered. Please refer
Employee Assistance to the Summary Plan Descriptions on the enrollment site (MyWorkPlace.net), Internal
Program (EAP) . . . . . . . . .18 Sharepoint and the Associate Benefits Site (employees.steinmart.com) for the
comprehensive legal descriptions of the plans. If there is any discrepancy between this
Employee Stock guide and the official plan documents, the plan documents supersede. In addition, the
Purchase Plan (ESPP) . . .19 Annual Notices are located on these sites.
The benefit options you select will be binding. You will be governed by the terms,
401(k) Retirement provisions and restrictions of the plans in which you enroll. Generally, unless you
Savings Plan . . . . . . . . . . 20 experience a Qualifying Life Event, your elections will remain in effect for the entire plan
year. By completing your enrollment, you authorize Stein Mart to deduct contributions
Contact Information . . . . . 21 from your paycheck, now and in the future as required under each of the plans.
Assistant Store Managers, Asset Protection and Loss 1
Prevention and Semi-Monthly Associates For 2020 Benefits
