Page 2 - Nortek California Employee Guide
P. 2
Open
Enrollment
Open Enrollment 2015
Your beneit choices are important decisions—affecting how you
Table of Contents receive your beneits and what you pay for them. For some, the
Your Beneit Options . . . . . . . . .3 decision may be easy; for others, the decision may require more
thought. Whatever your situation, we encourage you to learn as
Medical Plan Options . . . . . . . .4 much as you can about your options.
How the HRA Works . . . . . . . . .7
How the HSA Works . . . . . . . . .7 This booklet contains details about the plans and how they work.
Comparing the Two Accounts: HRA Additional details about pricing are included with the enrollment
and HSA . . . . . . . . . . . . . .8 materials.
Wellness . . . . . . . . . . . . . . . .11 You have from October 20 through November 3 to participate in
Prescription Drug Beneits . . . .12 open enrollment. Keep in mind, open enrollment is your annual
Dental Insurance . . . . . . . . . .14 opportunity to make changes to your beneit options. You cannot
change your coverage during the plan year unless you experience a
Vision Care . . . . . . . . . . . . . .15
qualifying life event.
Life and Disability Insurance . .16
401k Savings Plan—Age 50 Catch- If you have any questions about anything you read in this
Up Contribution . . . . . . . .18 booklet, please contact our beneits experts at Health Advocate.
How To Enroll . . . . . . . . . . . . .19 They are available 24/7 at 866-799-2728, or by email at
Website Library . . . . . . . . . . .20 answers@HealthAdvocate.com.
2
Enrollment
Open Enrollment 2015
Your beneit choices are important decisions—affecting how you
Table of Contents receive your beneits and what you pay for them. For some, the
Your Beneit Options . . . . . . . . .3 decision may be easy; for others, the decision may require more
thought. Whatever your situation, we encourage you to learn as
Medical Plan Options . . . . . . . .4 much as you can about your options.
How the HRA Works . . . . . . . . .7
How the HSA Works . . . . . . . . .7 This booklet contains details about the plans and how they work.
Comparing the Two Accounts: HRA Additional details about pricing are included with the enrollment
and HSA . . . . . . . . . . . . . .8 materials.
Wellness . . . . . . . . . . . . . . . .11 You have from October 20 through November 3 to participate in
Prescription Drug Beneits . . . .12 open enrollment. Keep in mind, open enrollment is your annual
Dental Insurance . . . . . . . . . .14 opportunity to make changes to your beneit options. You cannot
change your coverage during the plan year unless you experience a
Vision Care . . . . . . . . . . . . . .15
qualifying life event.
Life and Disability Insurance . .16
401k Savings Plan—Age 50 Catch- If you have any questions about anything you read in this
Up Contribution . . . . . . . .18 booklet, please contact our beneits experts at Health Advocate.
How To Enroll . . . . . . . . . . . . .19 They are available 24/7 at 866-799-2728, or by email at
Website Library . . . . . . . . . . .20 answers@HealthAdvocate.com.
2
