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Table of Contents

Welcome Letter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3
Your 2019 Benefits Guide . . . . . . . . . . . . . . . . . . . . . . . .4

Medical and Prescription Drug Benefits . . . . . . . . . . .6
Medical and Prescription Drug Benefits . . . . . . . . . . .13

Flexible Spending Accounts (FSA) . . . . . . . . . . . . . . .15

Health Savings Account (HSA) . . . . . . . . . . . . . . . . . . .17

Dental . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19

Vision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20

Life and AD&D Insurance . . . . . . . . . . . . . . . . . . . . . . .22

Voluntary Short Term Disability* . . . . . . . . . . . . . . . .24

Voluntary Long Term Disability* . . . . . . . . . . . . . . . .24

Voluntary Benefits . . . . . . . . . . . . . . . . . . . . . . . . . . . .27

Employee Assistance Program (EAP) . . . . . . . . . . . .30

401(k) Retirement Plan . . . . . . . . . . . . . . . . . . . . . . . . . .31

DAWSON 2019 Holiday Schedule . . . . . . . . . . . . . . . . .31

Additional Benefits: . . . . . . . . . . . . . . . . . . . . . . . . . . . . .31
Contact Information . . . . . . . . . . . . . . . . . . . . . . . . . . .32

2 2019 Benefits Guide