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Complex large claims management and
stop-loss
Lockton Stop-Loss Specialty Unit
Effective strategies for today’s marketplace
TOP TIER CARRIER AND CLINICAL STRATEGY PREMIUM STABILIZATION PROGRAM
• Individual marketing • Lockton exclusive no new laser/rate cap options
• Cost containment solutions as low as 10%; multiyear rate guarantee
opportunities
• Preferred carrier approach produces top results for
both placement and ongoing service • Clinical consulting at renewal minimizes laser and
rate impact of large claimants
Beneits of Lockton’s specialized stop-loss team
• Largest stop-loss specialty practice in US • Expanded compliance oversight — minimizes
• Client-speciic strategies employer compliance risk
• Dedicated clinical resources managing high-cost • Improved claims savings opportunities — active
claims and identifying claim savings opportunities outreach to Rx/medical carriers for better delivery
• Proactive claim monitoring and midyear renewal solutions
forecasting • Disclosure risk elimination process management
• Expanded market strategies • Acquisitions/divestiture strategy, build a due
diligence process for run out coverage from
• Contractual enhancements (early lock-in, no lasers acquired population
at renewal, expedited funding, etc.)
• Consistent document analysis (PD, policy, etc.) by
20+ year stop-loss specialists
Yorozu America Corp. — Lockton Employee Beneits Practice overview 22 Lockton Companies
stop-loss
Lockton Stop-Loss Specialty Unit
Effective strategies for today’s marketplace
TOP TIER CARRIER AND CLINICAL STRATEGY PREMIUM STABILIZATION PROGRAM
• Individual marketing • Lockton exclusive no new laser/rate cap options
• Cost containment solutions as low as 10%; multiyear rate guarantee
opportunities
• Preferred carrier approach produces top results for
both placement and ongoing service • Clinical consulting at renewal minimizes laser and
rate impact of large claimants
Beneits of Lockton’s specialized stop-loss team
• Largest stop-loss specialty practice in US • Expanded compliance oversight — minimizes
• Client-speciic strategies employer compliance risk
• Dedicated clinical resources managing high-cost • Improved claims savings opportunities — active
claims and identifying claim savings opportunities outreach to Rx/medical carriers for better delivery
• Proactive claim monitoring and midyear renewal solutions
forecasting • Disclosure risk elimination process management
• Expanded market strategies • Acquisitions/divestiture strategy, build a due
diligence process for run out coverage from
• Contractual enhancements (early lock-in, no lasers acquired population
at renewal, expedited funding, etc.)
• Consistent document analysis (PD, policy, etc.) by
20+ year stop-loss specialists
Yorozu America Corp. — Lockton Employee Beneits Practice overview 22 Lockton Companies
