Page 3 - 2018 Thompson Coburn Enrollment
P. 3
Thompson Coburn
Enrollment Period Medical
Enrollment Period for 2018 Plan Year
The annual enrollment period for the 2018 beneits will be held October 26 Benefits for
through November 10, 2017. The 2018 Thompson Coburn beneits plan
year is January 1, 2018 through December 31, 2018. This summary booklet 2018
outlines the beneits which apply to the aforementioned plan year.
HDP plan
In accordance with the Affordable Care Act and the Thompson Coburn X The HDP offers preventive
LLP Flexible Beneit Plan, all partners and employees, must enroll for prescription medications at no
themselves and make their own election via the ESS (UltiPro) online cost
enrollment process for the medical, dental, vision, health savings account X Virtual ofice visits are available;
(HSA), and lexible spending accounts (FSA) plans. deductible and coinsurance will
apply
If you do not access ESS to elect or decline coverage for the medical, X Coinsurance is 20 percent in-
dental, vision, HSA, and/or FSA plans, the default will be no election of network and 40 percent out-of-
coverage for 2018. network, after the deductible is
met
If you would like to change your supplemental life or AD&D insurance X Coinsurance is 20 percent for in-
coverage during the annual election period, please contact the Human network prescription medications
Resources Generalist (ext. 6097) or the Beneits Manager (ext. 6370). after the deductible has been
met; coinsurance for prescription
Medical Plans—2018 Features medication coverage does
not apply if the out-of-pocket
X Two medical plans will be offered: a High Deductible Plan (HDP) and a Point of maximum is met
Service Plan (POS); Healthy by Design participants who reached the wellness
credit goal by October 15, 2017 will experience a difference of more than POS plan
$1,000 in medical premiums savings compared to someone not achieving the X Coinsurance is 20 percent in-
wellness credits. network and 40 percent out-of-
X For 2018 health savings accounts (HSAs), Thompson Coburn will contribute network, after the deductible is
$10 per pay check (totaling $260 over the course of the year) as part of the met
$1,000 or more savings in medical premiums for each employee (all HDP Tiers) X Primary ofice visit or a virtual
achieving wellness credits through the Healthy by Design wellness program in ofice visit copay is $25; specialist
2017. ofice visit copay is $35
Virtual Office Visits X Prescription medication coverage
With virtual ofice visits, HDP and POS participants can see and speak to a doctor, is 20 percent coinsurance after
24 hours a day/7 days a week using a mobile device or computer with a camera the deductible has been met;
function, all from the convenience of their home or ofice. coinsurance for prescription
medication coverage does
HDP participants pay the full cost of the virtual visit until the deductible is met and not apply if the out-of-pocket
POS participants pay the same copay as a primary care physician, which is $25 for
a virtual ofice visit. maximum is met
3
Enrollment Period Medical
Enrollment Period for 2018 Plan Year
The annual enrollment period for the 2018 beneits will be held October 26 Benefits for
through November 10, 2017. The 2018 Thompson Coburn beneits plan
year is January 1, 2018 through December 31, 2018. This summary booklet 2018
outlines the beneits which apply to the aforementioned plan year.
HDP plan
In accordance with the Affordable Care Act and the Thompson Coburn X The HDP offers preventive
LLP Flexible Beneit Plan, all partners and employees, must enroll for prescription medications at no
themselves and make their own election via the ESS (UltiPro) online cost
enrollment process for the medical, dental, vision, health savings account X Virtual ofice visits are available;
(HSA), and lexible spending accounts (FSA) plans. deductible and coinsurance will
apply
If you do not access ESS to elect or decline coverage for the medical, X Coinsurance is 20 percent in-
dental, vision, HSA, and/or FSA plans, the default will be no election of network and 40 percent out-of-
coverage for 2018. network, after the deductible is
met
If you would like to change your supplemental life or AD&D insurance X Coinsurance is 20 percent for in-
coverage during the annual election period, please contact the Human network prescription medications
Resources Generalist (ext. 6097) or the Beneits Manager (ext. 6370). after the deductible has been
met; coinsurance for prescription
Medical Plans—2018 Features medication coverage does
not apply if the out-of-pocket
X Two medical plans will be offered: a High Deductible Plan (HDP) and a Point of maximum is met
Service Plan (POS); Healthy by Design participants who reached the wellness
credit goal by October 15, 2017 will experience a difference of more than POS plan
$1,000 in medical premiums savings compared to someone not achieving the X Coinsurance is 20 percent in-
wellness credits. network and 40 percent out-of-
X For 2018 health savings accounts (HSAs), Thompson Coburn will contribute network, after the deductible is
$10 per pay check (totaling $260 over the course of the year) as part of the met
$1,000 or more savings in medical premiums for each employee (all HDP Tiers) X Primary ofice visit or a virtual
achieving wellness credits through the Healthy by Design wellness program in ofice visit copay is $25; specialist
2017. ofice visit copay is $35
Virtual Office Visits X Prescription medication coverage
With virtual ofice visits, HDP and POS participants can see and speak to a doctor, is 20 percent coinsurance after
24 hours a day/7 days a week using a mobile device or computer with a camera the deductible has been met;
function, all from the convenience of their home or ofice. coinsurance for prescription
medication coverage does
HDP participants pay the full cost of the virtual visit until the deductible is met and not apply if the out-of-pocket
POS participants pay the same copay as a primary care physician, which is $25 for
a virtual ofice visit. maximum is met
3
