Page 4 - 2018 Thompson Coburn Enrollment
P. 4
Two Plans to Choose from in 2018
The HDP plan and the POS Point of Service Plan
plan utilize the UnitedHealthcare With the POS plan when you receive care from an in-network provider,
(UHC) Choice Plus POS Network. you pay a copayment for certain services (primary care, specialist, etc.).
After you meet your deductible, you are still responsible for copayments
High Deductible Plan and the plan pays 80 percent of your medical costs and you pay 20
The HDP has a fundamentally percent of eligible expenses for the remainder of the year. If you reach
different approach to healthcare the out-of-pocket maximum, the plan pays the rest of your covered
in which you have greater control charges at 100 percent for the rest of the year. Preventive care is covered
over how your healthcare dollars at 100 percent for in-network providers.
are spent. Preventive care and
preventive prescriptions are How the Medical Plans Compare
covered at 100 percent for in- Each plan has its advantages. As a consumer of healthcare, you will want
network providers. The plan has to consider which components are most important to you.
a higher deductible than the POS
plan, but also offers an HSA in The chart on the following page provides you with a list of key qualities
which you can save money for and features of both plans.
current and future covered medical
expenses. Note: Savings in the form of premiums vary for part-time employees
reaching the wellness credit goal.
After you meet your deductible,
the plan pays 80 percent of your
medical costs and you pay 20
percent of eligible expenses for
the remainder of the year. If you
reach the out-of-pocket maximum,
the plan pays the rest of your
covered charges at 100 percent for
the rest of the year.
You can make pre-tax
contributions to an HSA to help
pay for covered medical expenses.
You even have the ability to roll
over any unused HSA funds year
to year for future covered medical
expenses.
4 2018 Benefits Enrollment
The HDP plan and the POS Point of Service Plan
plan utilize the UnitedHealthcare With the POS plan when you receive care from an in-network provider,
(UHC) Choice Plus POS Network. you pay a copayment for certain services (primary care, specialist, etc.).
After you meet your deductible, you are still responsible for copayments
High Deductible Plan and the plan pays 80 percent of your medical costs and you pay 20
The HDP has a fundamentally percent of eligible expenses for the remainder of the year. If you reach
different approach to healthcare the out-of-pocket maximum, the plan pays the rest of your covered
in which you have greater control charges at 100 percent for the rest of the year. Preventive care is covered
over how your healthcare dollars at 100 percent for in-network providers.
are spent. Preventive care and
preventive prescriptions are How the Medical Plans Compare
covered at 100 percent for in- Each plan has its advantages. As a consumer of healthcare, you will want
network providers. The plan has to consider which components are most important to you.
a higher deductible than the POS
plan, but also offers an HSA in The chart on the following page provides you with a list of key qualities
which you can save money for and features of both plans.
current and future covered medical
expenses. Note: Savings in the form of premiums vary for part-time employees
reaching the wellness credit goal.
After you meet your deductible,
the plan pays 80 percent of your
medical costs and you pay 20
percent of eligible expenses for
the remainder of the year. If you
reach the out-of-pocket maximum,
the plan pays the rest of your
covered charges at 100 percent for
the rest of the year.
You can make pre-tax
contributions to an HSA to help
pay for covered medical expenses.
You even have the ability to roll
over any unused HSA funds year
to year for future covered medical
expenses.
4 2018 Benefits Enrollment
