Page 22 - Harvard Maintenance Field Ops 2022 Benefits Guide
P. 22
Calendar Year 2022
Benefits Enrollment
What if I Need to Access My Account Before I
Visit 401k.com or Retire?
download the Fidelity
NetBeneits app to The government allows you to withdraw your funds early in the
access your account event of a inancial hardship as deined by law. However, you
anytime! Login with may have to pay an early withdrawal penalty and taxes on your
your username and withdrawal amount .
password or click Another way to access your funds before retirement is to take
“Register as a new out a 401(k) loan. The minimum loan amount is $1,000 and the
user” to get started! maximum is $50,000 reduced by any previous loans taken within
the last 12 months . Loans are limited to 50% of your vested
account balance . You may take only one loan in a plan year
and have only one loan outstanding at a time . All payments of
principal and interest, which are made through payroll deduction,
are credited back to your 401(k) account .
Where Can I Get More 401(k) Information?
For more information, go to www.401k.com or call
800.835.5095 . To speak with a Fidelity customer service
representative, you will need to provide your Social Security
number and full name. For more details on the plan, refer to
the Summary Plan Description (SPD) available through the
Fidelity website .
22
Benefits Enrollment
What if I Need to Access My Account Before I
Visit 401k.com or Retire?
download the Fidelity
NetBeneits app to The government allows you to withdraw your funds early in the
access your account event of a inancial hardship as deined by law. However, you
anytime! Login with may have to pay an early withdrawal penalty and taxes on your
your username and withdrawal amount .
password or click Another way to access your funds before retirement is to take
“Register as a new out a 401(k) loan. The minimum loan amount is $1,000 and the
user” to get started! maximum is $50,000 reduced by any previous loans taken within
the last 12 months . Loans are limited to 50% of your vested
account balance . You may take only one loan in a plan year
and have only one loan outstanding at a time . All payments of
principal and interest, which are made through payroll deduction,
are credited back to your 401(k) account .
Where Can I Get More 401(k) Information?
For more information, go to www.401k.com or call
800.835.5095 . To speak with a Fidelity customer service
representative, you will need to provide your Social Security
number and full name. For more details on the plan, refer to
the Summary Plan Description (SPD) available through the
Fidelity website .
22
