Page 24 - Dawson
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Short Term Disability
DAWSON provides a salary continuation plan if you are disabled and
unable to work. Please refer to DAWSON’s employee handbook and STD
policy for details on the beneit and how to ile a claim.
Voluntary Long Term
Disability
The company offers voluntary long term disability insurance to provide
inancial security should you be out of work for an extended period.
Disabilities lasting more than 90 days are considered “long term.” In the
event you are unable to work due to any accident or illness, this program
will pay you a monthly beneit of 60% of your pre-disability monthly
earnings to a maximum of $10,000 per month. Upon approval, beneits
would begin on the 91 day and would continue until you are no longer
st
disabled or until you reach the Social Security normal retirement age.
The plan has pre-existing condition limitation exclusion. A pre-existing
condition includes any condition/symptom for which you consulted with
a physician, received treatment, or took prescribed drugs in the 12 months
prior to your effective date under plan. If you become disabled within the
irst 12 months of coverage due to a pre-existing condition, no beneits
would be provided by the plan. Please review your enrollment materials in
ADP/WFN for more plan details.
* If you did not elect coverage when initially eligible, you will be required to provide
proof of insurability to elect coverage during this open enrollment period.
24 2020 Benefits Guide
DAWSON provides a salary continuation plan if you are disabled and
unable to work. Please refer to DAWSON’s employee handbook and STD
policy for details on the beneit and how to ile a claim.
Voluntary Long Term
Disability
The company offers voluntary long term disability insurance to provide
inancial security should you be out of work for an extended period.
Disabilities lasting more than 90 days are considered “long term.” In the
event you are unable to work due to any accident or illness, this program
will pay you a monthly beneit of 60% of your pre-disability monthly
earnings to a maximum of $10,000 per month. Upon approval, beneits
would begin on the 91 day and would continue until you are no longer
st
disabled or until you reach the Social Security normal retirement age.
The plan has pre-existing condition limitation exclusion. A pre-existing
condition includes any condition/symptom for which you consulted with
a physician, received treatment, or took prescribed drugs in the 12 months
prior to your effective date under plan. If you become disabled within the
irst 12 months of coverage due to a pre-existing condition, no beneits
would be provided by the plan. Please review your enrollment materials in
ADP/WFN for more plan details.
* If you did not elect coverage when initially eligible, you will be required to provide
proof of insurability to elect coverage during this open enrollment period.
24 2020 Benefits Guide
