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Voluntary Benefits
Regular expenses, big and small, can add up. Think about your ability
to pay for those expenses if you or your family member were seriously
injured as a result of a covered accident or experienced a covered critical
illness or hospitalization. MetLife’s Accidental Injury, Critical Illness, and
Hospital Care insurance can supplement your health plan and provide you
and your family with the coverage and additional inancial protection you
may need for expenses associated with an unplanned covered accident,
illness, or hospitalization. These plans pay beneits directly to you. What
you do with the money is all up to you.
Critical Illness
There are a lot of expenses associated with a critical illness and a major
medical plan may not cover them all. Critical Illness coverage helps you focus
on recuperation instead of the distraction of out-of-pocket costs. Similar to
Life Insurance which pays your beneiciary a lump-sum beneit upon death;
a Critical Illness plan pays you a cash beneit upon a diagnosis of a covered
illness. Covered diagnoses include but are not limited to the following:
X Cancer X Organ failure
X Heart attack X Stroke
X Guaranteed issue—each year during open enrollment, you can elect
this coverage without medical questions
Y Employee: $5,000 increments from $10,000 up to $30,000
Y Spouse: 50% of employee-elected amount
Y Child(ren): 50% of employee-elected amount
X Portable—coverage is portable which means you can take this plan
with you if you no longer work for DAWSON
X Health screening (wellness) beneit—provides a beneit amount of
$50 for a health screening test taken by a covered person; the beneit
is limited to payment of one beneit amount per calendar year for
each covered person; beneit waiting period is 30 days following the
effective date of the health screening beneit rider
X Employees must be actively at work to elect this beneit
X As you enroll through ADP/WFN, the rates will be calculated based
on your age and tobacco status; if you elect spouse coverage, your age
and tobacco status will determine the cost for his/her coverage; see
the beneit summary available in ADP/WFN
Dawson 27
Regular expenses, big and small, can add up. Think about your ability
to pay for those expenses if you or your family member were seriously
injured as a result of a covered accident or experienced a covered critical
illness or hospitalization. MetLife’s Accidental Injury, Critical Illness, and
Hospital Care insurance can supplement your health plan and provide you
and your family with the coverage and additional inancial protection you
may need for expenses associated with an unplanned covered accident,
illness, or hospitalization. These plans pay beneits directly to you. What
you do with the money is all up to you.
Critical Illness
There are a lot of expenses associated with a critical illness and a major
medical plan may not cover them all. Critical Illness coverage helps you focus
on recuperation instead of the distraction of out-of-pocket costs. Similar to
Life Insurance which pays your beneiciary a lump-sum beneit upon death;
a Critical Illness plan pays you a cash beneit upon a diagnosis of a covered
illness. Covered diagnoses include but are not limited to the following:
X Cancer X Organ failure
X Heart attack X Stroke
X Guaranteed issue—each year during open enrollment, you can elect
this coverage without medical questions
Y Employee: $5,000 increments from $10,000 up to $30,000
Y Spouse: 50% of employee-elected amount
Y Child(ren): 50% of employee-elected amount
X Portable—coverage is portable which means you can take this plan
with you if you no longer work for DAWSON
X Health screening (wellness) beneit—provides a beneit amount of
$50 for a health screening test taken by a covered person; the beneit
is limited to payment of one beneit amount per calendar year for
each covered person; beneit waiting period is 30 days following the
effective date of the health screening beneit rider
X Employees must be actively at work to elect this beneit
X As you enroll through ADP/WFN, the rates will be calculated based
on your age and tobacco status; if you elect spouse coverage, your age
and tobacco status will determine the cost for his/her coverage; see
the beneit summary available in ADP/WFN
Dawson 27
