Page 2 - Nortek Guide
P. 2
Open
Enrollment
Open Enrollment 2015
Table of Contents Your beneit choices are important decisions—affecting how you
Your Beneit Options . . . . . . . . .3 receive your beneits and what you pay for them. For some, the
decision may be easy; for others, the decision may require more
Medical Plan Options . . . . . . . .4 thought. Whatever your situation, we encourage you to learn as
How the HRA Works . . . . . . . . .6 much as you can about your options.
How the HSA Works . . . . . . . . .6 This booklet contains details about the plans and how they work.
Comparing the Two Accounts: Additional details about pricing are included with the enrollment
HRA and HSA . . . . . . . . . . .7 materials.
Wellness . . . . . . . . . . . . . . . .10
Prescription Drug Beneits . . . .11 You have from October 20 through November 3 to participate in
Dental Insurance . . . . . . . . . .13 open enrollment. Keep in mind, open enrollment is your annual
opportunity to make changes to your beneit options. You cannot
Vision Care . . . . . . . . . . . . . .14
change your coverage during the plan year unless you experience a
Life and Disability Insurance . .15 qualifying life event.
401k Savings Plan—Age 50
Catch-Up Contribution . . . .17 If you have any questions about anything you read in this
How To Enroll . . . . . . . . . . . . .18 booklet, please contact our beneits experts at Health Advocate.
Website Library . . . . . . . . . . .20 They are available 24/7 at 866-799-2728, or by email at
answers@HealthAdvocate.com.
2
Enrollment
Open Enrollment 2015
Table of Contents Your beneit choices are important decisions—affecting how you
Your Beneit Options . . . . . . . . .3 receive your beneits and what you pay for them. For some, the
decision may be easy; for others, the decision may require more
Medical Plan Options . . . . . . . .4 thought. Whatever your situation, we encourage you to learn as
How the HRA Works . . . . . . . . .6 much as you can about your options.
How the HSA Works . . . . . . . . .6 This booklet contains details about the plans and how they work.
Comparing the Two Accounts: Additional details about pricing are included with the enrollment
HRA and HSA . . . . . . . . . . .7 materials.
Wellness . . . . . . . . . . . . . . . .10
Prescription Drug Beneits . . . .11 You have from October 20 through November 3 to participate in
Dental Insurance . . . . . . . . . .13 open enrollment. Keep in mind, open enrollment is your annual
opportunity to make changes to your beneit options. You cannot
Vision Care . . . . . . . . . . . . . .14
change your coverage during the plan year unless you experience a
Life and Disability Insurance . .15 qualifying life event.
401k Savings Plan—Age 50
Catch-Up Contribution . . . .17 If you have any questions about anything you read in this
How To Enroll . . . . . . . . . . . . .18 booklet, please contact our beneits experts at Health Advocate.
Website Library . . . . . . . . . . .20 They are available 24/7 at 866-799-2728, or by email at
answers@HealthAdvocate.com.
2
