Page 3 - Union Guide
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Your Benefit Options
Key Benefit Features Changes in 2016
Our health insurance carrier is UnitedHealthcare and Medical Coverage
the medical plans are based on United’s Choice Plus Spouse eligibility is limited to legal spouses only;
Network same sex domestic partners currently covered
Both plans are “account-based” plans which help you under the plan will be allowed to continue their
coverage for a one year grace period ending
better manage your healthcare costs and needs 12/31/2016
The plans recognize and reward healthy lifestyles; in- New HRA and HSA plans effective January 1, 2016
network preventive care is covered at 100 percent and
you can earn company paid dollars toward your beneit Company HRA or HSA contribution of $1,000 for
coverage individual coverage and $2,000 for family coverage
When you participate in the wellness program in Ability to earn wellness credits in addition to your
company HRA or HSA contributions
2016, you are eligible to receive a contribution toward
your HRA or HSA account from Nortek; if you have Company funded FSA contribution of $200
individual coverage you can earn up to $700 and if you HRA Plan Virtual Visits Beneit is a $20 in-network
cover your spouse you and your spouse can earn up to copay
$1,400 HSA Plan Virtual Visits Beneit is subject to
We partner with Vitality to help us better reward and deductible and coinsurance
empower your positive lifestyle changes Dental Coverage
Nortek Offers Four Levels of Coverage New dental plans: Nortek Basic and Nortek Basic
Employee only Employee plus child or Plus
Employee plus spouse * children Vision Coverage
Employee plus family New vision plan
* Beginning 1/1/16, eligibility will be restricted to legal spouses only.
However, same sex domestic partners currently covered under the plan Life and AD&D
will be allowed to continue their coverage for a one year grace period
ending 12/31/16. Beneit is 2x annual salary to a maximum of
$300,000
Short Term Disability
Changing from lat dollar amount to 65 percent
earnings
2016 Open Enrollment
Your Benefit Options
Key Benefit Features Changes in 2016
Our health insurance carrier is UnitedHealthcare and Medical Coverage
the medical plans are based on United’s Choice Plus Spouse eligibility is limited to legal spouses only;
Network same sex domestic partners currently covered
Both plans are “account-based” plans which help you under the plan will be allowed to continue their
coverage for a one year grace period ending
better manage your healthcare costs and needs 12/31/2016
The plans recognize and reward healthy lifestyles; in- New HRA and HSA plans effective January 1, 2016
network preventive care is covered at 100 percent and
you can earn company paid dollars toward your beneit Company HRA or HSA contribution of $1,000 for
coverage individual coverage and $2,000 for family coverage
When you participate in the wellness program in Ability to earn wellness credits in addition to your
company HRA or HSA contributions
2016, you are eligible to receive a contribution toward
your HRA or HSA account from Nortek; if you have Company funded FSA contribution of $200
individual coverage you can earn up to $700 and if you HRA Plan Virtual Visits Beneit is a $20 in-network
cover your spouse you and your spouse can earn up to copay
$1,400 HSA Plan Virtual Visits Beneit is subject to
We partner with Vitality to help us better reward and deductible and coinsurance
empower your positive lifestyle changes Dental Coverage
Nortek Offers Four Levels of Coverage New dental plans: Nortek Basic and Nortek Basic
Employee only Employee plus child or Plus
Employee plus spouse * children Vision Coverage
Employee plus family New vision plan
* Beginning 1/1/16, eligibility will be restricted to legal spouses only.
However, same sex domestic partners currently covered under the plan Life and AD&D
will be allowed to continue their coverage for a one year grace period
ending 12/31/16. Beneit is 2x annual salary to a maximum of
$300,000
Short Term Disability
Changing from lat dollar amount to 65 percent
earnings
2016 Open Enrollment
