Page 4 - Union Guide
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The Nortek health plans are account- Medical Plan Options
based health plans, which means you
will use dollars in a healthcare account
to pay for some of your medical Medical Plan Options
expenses. The two plan choices are:
Generally speaking, the HRA plan has:
An HRA—or Health
Reimbursement Arrangement— Lower deductibles and out-of-pocket maximums
plan
Fixed copays for prescription drugs, ofice visits, ER, and urgent care
An HSA—or Health Savings which count towards your out-of-pocket max
Account—plan
The plans give you more lexibility— The HSA plan has:
and accountability—to determine Higher deductibles and out-of-pocket maximums
when, where, and how to receive
healthcare services and how to spend Signiicant tax advantages
those dollars. No copays; you pay the full discounted price of covered services until
Both plans are with United your deductible is met, then 20 percent coinsurance up to the out-of-
Healthcare, and offer in-network
and out-of-network beneits. We use pocket maximum
UnitedHealthcare’s Choice Plus plan Information about how to open an HSA account is available toward
network, which includes 645,000 the end of this guide
physicians and hospitals across the
country. Once you satisfy any applicable deductibles and out-of-pocket maximums
for the plan you choose, Nortek will cover expenses at 100 percent for the
remainder of the plan year.
How to ind a doctor or hospital: for the most up-to-date list of
physicians and hospitals in the Choice Plus Plan network, visit
www.uhc.com and select the UnitedHealthcare Choice Plus network.
Once enrolled, you can register on the UHC site and access additional
tools and resources.
Nortek
The Nortek health plans are account- Medical Plan Options
based health plans, which means you
will use dollars in a healthcare account
to pay for some of your medical Medical Plan Options
expenses. The two plan choices are:
Generally speaking, the HRA plan has:
An HRA—or Health
Reimbursement Arrangement— Lower deductibles and out-of-pocket maximums
plan
Fixed copays for prescription drugs, ofice visits, ER, and urgent care
An HSA—or Health Savings which count towards your out-of-pocket max
Account—plan
The plans give you more lexibility— The HSA plan has:
and accountability—to determine Higher deductibles and out-of-pocket maximums
when, where, and how to receive
healthcare services and how to spend Signiicant tax advantages
those dollars. No copays; you pay the full discounted price of covered services until
Both plans are with United your deductible is met, then 20 percent coinsurance up to the out-of-
Healthcare, and offer in-network
and out-of-network beneits. We use pocket maximum
UnitedHealthcare’s Choice Plus plan Information about how to open an HSA account is available toward
network, which includes 645,000 the end of this guide
physicians and hospitals across the
country. Once you satisfy any applicable deductibles and out-of-pocket maximums
for the plan you choose, Nortek will cover expenses at 100 percent for the
remainder of the plan year.
How to ind a doctor or hospital: for the most up-to-date list of
physicians and hospitals in the Choice Plus Plan network, visit
www.uhc.com and select the UnitedHealthcare Choice Plus network.
Once enrolled, you can register on the UHC site and access additional
tools and resources.
Nortek
