Page 3 - 2018 Capgemini Highlighter
P. 3
Important Benefits Changes
for the 2018 Plan Year
Medical Plan Voluntary Vision Benefits
➤ You will have the same Medical/Prescription Drug Plan options ➤ You will have the same Vision plan design offered through
as you do today – the Premier Medical and Basic Medical Plans United Healthcare (UHC).
– with the same benefit features – offered through Cigna and ➤ Payroll contributions will increase by $1.50 to $3.50 per
CVS Caremark. paycheck depending on the coverage level selected.
➤ CVS Caremark will continue to manage your Prescription Drug
benefits. Cigna is the Medical Plan carrier, replacing BlueCross Flexible Spending Accounts (FSAs)
BlueShield of Illinois (BCBSIL). ➤ To participate in a Health Care or Dependent Care FSA in the
➤ You will receive a new Medical Plan ID card(s) from Cigna. You 2018 plan year, you must enroll during this enrollment period.
may continue to use your current CVS Caremark ID card for your You may contribute up to $2,650 to the Health Care FSA and up
prescription benefits. to $5,000 to the Dependent Care FSA. You have a grace period
➤ Check Cigna’s in-network provider list to see if your current until March 15, 2019 to incur eligible expenses for a Health
Care FSA. You may submit a claim for reimbursement through
medical care providers participate in the Cigna network, and to June 30, 2019.
explore additional Cigna providers. In some cases, you may
apply for a limited transition of care period if you wish to continue Life and Disability Plans
with a BCBSIL provider who is not in the Cigna network.
➤ Our Core Life and Disability plans will remain unchanged.
➤ Your premiums for medical coverage will increase. To help you Employer-paid AD&D coverage will not be offered.
adjust to the new premiums, throughout 2018, Capgemini will ➤ Voluntary AD&D coverage is available.
provide a cash payment of 50% of the amount of the increase
from your current 2017 premiums to the comparable 2018 plan Sick Days
and coverage level.
➤ Currently, you have five sick days a year. As of January 1, 2018,
Dental Benefits you will have a total of 10 sick days for your own illness or to
➤ You will have the same three dental options – the Enhanced and care for a family member who is ill.
Basic Dental PPO options and the Dental HMO (DMO) – offered
through Cigna.
➤ Cigna is the dental plan carrier replacing Delta Dental.
➤ Coverage for implants is now available through the DMO.
➤ Dental premiums will be increasing by 1.1%.
CAPGEMINI 2018 ENROLLMENT HIGHLIGHTS 2
for the 2018 Plan Year
Medical Plan Voluntary Vision Benefits
➤ You will have the same Medical/Prescription Drug Plan options ➤ You will have the same Vision plan design offered through
as you do today – the Premier Medical and Basic Medical Plans United Healthcare (UHC).
– with the same benefit features – offered through Cigna and ➤ Payroll contributions will increase by $1.50 to $3.50 per
CVS Caremark. paycheck depending on the coverage level selected.
➤ CVS Caremark will continue to manage your Prescription Drug
benefits. Cigna is the Medical Plan carrier, replacing BlueCross Flexible Spending Accounts (FSAs)
BlueShield of Illinois (BCBSIL). ➤ To participate in a Health Care or Dependent Care FSA in the
➤ You will receive a new Medical Plan ID card(s) from Cigna. You 2018 plan year, you must enroll during this enrollment period.
may continue to use your current CVS Caremark ID card for your You may contribute up to $2,650 to the Health Care FSA and up
prescription benefits. to $5,000 to the Dependent Care FSA. You have a grace period
➤ Check Cigna’s in-network provider list to see if your current until March 15, 2019 to incur eligible expenses for a Health
Care FSA. You may submit a claim for reimbursement through
medical care providers participate in the Cigna network, and to June 30, 2019.
explore additional Cigna providers. In some cases, you may
apply for a limited transition of care period if you wish to continue Life and Disability Plans
with a BCBSIL provider who is not in the Cigna network.
➤ Our Core Life and Disability plans will remain unchanged.
➤ Your premiums for medical coverage will increase. To help you Employer-paid AD&D coverage will not be offered.
adjust to the new premiums, throughout 2018, Capgemini will ➤ Voluntary AD&D coverage is available.
provide a cash payment of 50% of the amount of the increase
from your current 2017 premiums to the comparable 2018 plan Sick Days
and coverage level.
➤ Currently, you have five sick days a year. As of January 1, 2018,
Dental Benefits you will have a total of 10 sick days for your own illness or to
➤ You will have the same three dental options – the Enhanced and care for a family member who is ill.
Basic Dental PPO options and the Dental HMO (DMO) – offered
through Cigna.
➤ Cigna is the dental plan carrier replacing Delta Dental.
➤ Coverage for implants is now available through the DMO.
➤ Dental premiums will be increasing by 1.1%.
CAPGEMINI 2018 ENROLLMENT HIGHLIGHTS 2
