Page 2 - 2015 Enrollment Guide
P. 2
Beneits Guide
Beneits Guide
AAF International Benefits
This beneits guide is an important way we communicate with you regarding
our beneits program. Additionally, we hope this guide helps educate and
Table of Contents empower you and your family members to elect the insurance coverage and
Important Information About Your beneit which support your needs.
Beneits . . . . . . . . . . . . . . .4 We offer a competitive beneits package for a variety of reasons. We know our
Medical Coverage Overview . . . .5 employees rely on our company to provide a comprehensive beneits program
covering a wide range of inancial, physical, and emotional needs. We believe
Health and Wellness Program . .6 a broad and attractive beneits program exempliies the respect and esteem
Health Savings Account . . . . . .10 we have for you. We want to encourage you to take care of yourself. That’s
why we offer beneits like our medical, dental, and vision programs to meet
Dental Plan . . . . . . . . . . . . . .11 a variety of individual needs. We offer life and disability insurance coverage
Vision Plan . . . . . . . . . . . . . . .12 to help our employees prepare for the unknown and protect their families
from inancial risk. We also offer retirement options and other perk beneits,
2015 Premium Rates . . . . . . . .13 because we understand the importance of rest, relaxation, and your work-life
Disability Insurance . . . . . . . . .14 balance.
Retirement Security . . . . . . . .18 What do I need to do?
Extra Perks . . . . . . . . . . . . . . . 19 Read this guide to determine what beneits best it your needs. Keep in
mind, this summary of beneits is intended to be a brief outline of your
Online Enrollment Process . . . .20 coverage. The entire provisions of beneits and exclusions are contained
Dependent Veriication . . . . . .22 in your Summary Plan Descriptions (SPDs). In the event of a conlict
between the SPD and this guide, the terms of your SPD will prevail.
Verify your dependents are eligible in accordance with the eligibility
rules included in this guide and provide the appropriate supporting
documentation by the deadline noted.
We hope you will take time to learn more about these offerings and submit
your beneit decisions during this annual enrollment opportunity. If you have
questions about eligibility, plan design, or enrollment, contact Corporate
Beneits.
2 2
Beneits Guide
AAF International Benefits
This beneits guide is an important way we communicate with you regarding
our beneits program. Additionally, we hope this guide helps educate and
Table of Contents empower you and your family members to elect the insurance coverage and
Important Information About Your beneit which support your needs.
Beneits . . . . . . . . . . . . . . .4 We offer a competitive beneits package for a variety of reasons. We know our
Medical Coverage Overview . . . .5 employees rely on our company to provide a comprehensive beneits program
covering a wide range of inancial, physical, and emotional needs. We believe
Health and Wellness Program . .6 a broad and attractive beneits program exempliies the respect and esteem
Health Savings Account . . . . . .10 we have for you. We want to encourage you to take care of yourself. That’s
why we offer beneits like our medical, dental, and vision programs to meet
Dental Plan . . . . . . . . . . . . . .11 a variety of individual needs. We offer life and disability insurance coverage
Vision Plan . . . . . . . . . . . . . . .12 to help our employees prepare for the unknown and protect their families
from inancial risk. We also offer retirement options and other perk beneits,
2015 Premium Rates . . . . . . . .13 because we understand the importance of rest, relaxation, and your work-life
Disability Insurance . . . . . . . . .14 balance.
Retirement Security . . . . . . . .18 What do I need to do?
Extra Perks . . . . . . . . . . . . . . . 19 Read this guide to determine what beneits best it your needs. Keep in
mind, this summary of beneits is intended to be a brief outline of your
Online Enrollment Process . . . .20 coverage. The entire provisions of beneits and exclusions are contained
Dependent Veriication . . . . . .22 in your Summary Plan Descriptions (SPDs). In the event of a conlict
between the SPD and this guide, the terms of your SPD will prevail.
Verify your dependents are eligible in accordance with the eligibility
rules included in this guide and provide the appropriate supporting
documentation by the deadline noted.
We hope you will take time to learn more about these offerings and submit
your beneit decisions during this annual enrollment opportunity. If you have
questions about eligibility, plan design, or enrollment, contact Corporate
Beneits.
2 2
