Page 20 - HarborLight CU 2014-15 SPD
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r Employee Assistance Program (“EAP”)
The EAP Benefit Program is fully insured and administered by the Insurer listed in Appendix A.
Participation
You are automatically enrolled in the EAP after you meet all eligibility requirements for coverage
as described in the Insurer’s materials. No action is required on your part to participate.
Benefits Provided
The benefits provided under the EAP are more fully described in the materials provided to you
by the Insurer. The EAP offers short-term counseling and referral services to you and your
eligible dependents.
Source of Payment
Benefits under the EAP are paid by the Insurer and are guaranteed under the applicable
insurance contract. The Employer pays the full cost of your coverage. You are not required to
make any contributions.
Plan Limitations and Exclusions
You should refer to the materials provided by the Insurer for information concerning any
limitations or exclusions that may apply to your coverage.
For More Information
If you have a question about the EAP, you should consult your Certificate of Insurance or other
materials provided by the Insurer.
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The EAP Benefit Program is fully insured and administered by the Insurer listed in Appendix A.
Participation
You are automatically enrolled in the EAP after you meet all eligibility requirements for coverage
as described in the Insurer’s materials. No action is required on your part to participate.
Benefits Provided
The benefits provided under the EAP are more fully described in the materials provided to you
by the Insurer. The EAP offers short-term counseling and referral services to you and your
eligible dependents.
Source of Payment
Benefits under the EAP are paid by the Insurer and are guaranteed under the applicable
insurance contract. The Employer pays the full cost of your coverage. You are not required to
make any contributions.
Plan Limitations and Exclusions
You should refer to the materials provided by the Insurer for information concerning any
limitations or exclusions that may apply to your coverage.
For More Information
If you have a question about the EAP, you should consult your Certificate of Insurance or other
materials provided by the Insurer.
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