Page 23 - HarborLight CU 2014-15 SPD

any benefit is funded by the purchase of insurance, the benefit shall be payable solely by the
Insurer.

Insurers/Claims Administrators
For fully insured Benefit Programs, the Insurer is responsible for administering benefits and
paying claims. They may contract with a separate Claims Administrator to process claims. You
may contact the Insurer/Claims Administrator directly, using the information listed below.
While these service providers make every attempt to provide accurate information, mistakes can
occur. It is important to understand that Federal law requires that the Plan Documents always
control, even if their terms conflict with information given to you by an Insurer or other service
provider.

Medical/Prescription Drug Benefits
Blue Cross Blue Shield of Michigan
600 E Lafayette Blvd
Detroit, MI 48226
877-790-2583
www.bcbsm.com

Dental Benefits
Principal Financial Group
711 High St
Des Moines, IA 50392
800-986-3343
www.principal.com

Vision Benefits
Vision Service Plan (VSP)
3333 Quality Dr
Rancho Cordova, CA 95670
800-877-7195
www.vsp.com

Group Term Life Insurance Benefits
Sun Life Financial
One Sun Life Executive Park
Wellesley Hills, MA 02481
800-786-5433
www/sunlife.com/us

Accidental Death & Dismemberment Benefits
Sun Life Financial
One Sun Life Executive Park
Wellesley Hills, MA 02481
800-786-5433
www/sunlife.com/us

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